SuperGuide
Superannuation and retirement planning information
The SuperGuide newsletter contains all the latest information, Q&As, tips and strategies about superannuation and retirement planning.
Age Pension rates (March 2025 to September 2025), Age Pension calculator (March 2025 update), Age Pension assets test rules (from March 2025), Age Pension income test rules (from March 2025), Common ‘myth-conceptions’ about retirement income, Pension fund performance to December 2024, A retiree’s dilemma: Pay off the mortgage or preserve super?
Hidden perks that make your super account even better, The why and how of direct investment super options, Which are Australia’s largest super funds?, Super news for March 2025, Super fund performance: Monthly returns to February 2025
Federal Budget March 2025 overview
How to plan for your retirement, How much super do I need if I don’t own a home?, Boost your Age Pension by topping up a younger spouse’s super, Am I eligible for the Age Pension?, What to do if the market tanks and you’re retired, or close to it
Transfer Balance Cap indexation: Opportunities for SMSF members?, How to invest in infrastructure through an SMSF, Do SMSFs rely too heavily on bank shares for dividend income?, SMSFs reserves: What are the rules?, What happens to my TTR when I turn 65?
Updated best performing pension funds, Super tips and strategies if you are in your 60s or 70s, How can I top up my super pension?, Estate planning when your child has a disability: What can I do?
Updated best performing super funds, What are the buy/sell spreads charged by my super fund?, What are unit pricing and crediting rates and why do they matter?, Super news for February 2025
Tips to boost your super when retirement is approaching, Retirement income rules of thumb: Do they measure up?, Super or mortgage: Where should I put my extra savings?, What is the cost of living in retirement in Australia?, Case study: Self-employed single seeking a comfortable and secure retirement income for life
Writing your SMSF investment strategy (including templates), The role of cash and bonds in your portfolio and what’s available, What happens if I don’t pay the minimum pension from my SMSF?, What are the penalties for SMSF non-compliance?, Can my SMSF invest in gold?
How to create an investment portfolio in retirement, How to maximise your Age Pension, Should retirees use their super to become debt free?, Guides to state seniors cards
Best performing super funds: Growth category (61–80%), Super fund performance over 32 calendar years (to December 2024), Super fund performance reckoners: Annual returns for 5 investment categories, Tips to boost your super when time is on your side, Super news for January 2025, Super fund performance: Monthly returns to December 2024
Can I get free financial advice?, Wealthy retirees: Should I start a super pension or draw on non-super investments first?, How long you can expect to live and what it means for your super, How sequencing risk affects your retirement, How to measure the financial impact of delaying retirement
2024 year in review, 2025 year in preview, 5 new year’s resolutions for your SMSF, Where are we now? Pending and recent superannuation changes, SMSFs and insurance: Rules and considerations, Currency hedging for SMSFs
How to boost your spouse’s balance and make the most of super caps (including calculator), Quiz: Boosting your super with super contributions, When can I access my super? All conditions of release explained, Super fund performance: Monthly returns to November 2024, Super news for December 2024
Reversionary pensions: What they are and how they work, Commonwealth Seniors Health Card: Eligibility and how to apply, How to navigate the different stages of retirement, Need care at home? We look at where to find it and what it costs, Q&A: How can we reduce the super death tax for our beneficiaries?
Where to find retirement income in addition to super, Saving for retirement outside super, Can I return to work after I access my super?, Transfer balance cap (TBC) for super pensions: How it works, Your super after death: How to get your savings into the right hands fast
Your SMSF calendar for 2025, What are the setup and running costs for an SMSF?, What is the sole purpose test, and how does it work?, Real DIY super: How to keep SMSF costs super low, Platforms and wraps: Benefits and downsides
Pension fund rankings, Are pension withdrawal rates safe?, Minimum pension drawdown rates (2024–25) and calculator, What happens to my Age Pension if I sell my home?
