The decisions you make between now and July can have an outsized impact on your retirement savings
Most people know the end of the financial year matters – but aren’t sure what applies to them or what they should actually do.
Over the coming weeks, there are a few key things to be aware of:
- The Federal Budget may introduce changes that affect your super or tax position
- There may be decisions worth making before 30 June, including contributions and pension requirements
- New rules and thresholds begin from 1 July, which can change what makes sense – and when
Join now so you have May and June to understand your options, work through the numbers and act before the window closes.
What you need to be across before 1 July
The Federal Budget has now been announced. Our coverage explains what the changes mean for your super, tax and retirement planning before EOFY.
SUPERGUIDE MEMBERS RECEIVE
Federal Budget special edition newsletter
Members received our Federal Budget email and can now access our full analysis of the announcements and what they mean before EOFY.
Contribution strategies, pension payment requirements, spouse contributions – there are multiple decisions to consider before 30 June, each with strict timing.
Miss the window and the opportunity is gone for the year.
SUPERGUIDE MEMBERS RECEIVE
Year-end tips and traps webinar
Watch our EOFY webinar replay covering contribution strategies, pension payment traps, upcoming rule changes and the key decisions to get right before 30 June.
New super laws take effect on 1 July, alongside changes to super caps, pension rules and Age Pension thresholds.
Some decisions are better made before the change, others after. Knowing which is which matters, and the window to act is short.
SUPERGUIDE MEMBERS RECEIVE
2026-27 financial year newsletter
Every rule and cap change taking effect from 1 July, in plain English, with clear guidance on what each one means for your situation.
Keep making better super decisions throughout the year
Super isn’t set and forget. There’s often more you can do to improve your super – whether that’s reducing fees, reviewing performance, or adjusting your approach as rules change.
SuperGuide helps you stay on top of it all – so you can adjust when it matters.
Compare your fund on both fees and performance, so you can see quickly if you’re paying too much or falling behind.
Step by step guides and checklists help you take action on contributions, pension rules and retirement decisions.
Get clear, practical guidance on ways to improve your super, including tax and retirement strategies.
Use calculators and walkthroughs to see what different decisions mean for your own situation.
Stay up to date with Age Pension rules, thresholds and eligibility so you know where you stand.
Member updates, webinars and guides explain rule changes and what they mean, so you don’t have to piece it together yourself.
Choose a membership for your stage of life
Pricing
Choose a membership for your stage of life
All memberships offer a 30 day money back guarantee
Super booster
When retirement is a long way off and you just want to grow your super balance
$60 per year
SelectRetirement planner
When you are starting to plan your retirement, through to the first years of retirement
$120 per year
SelectRetiree
When you have already retired and want to boost your income in retirement
$80 per year
Select
SuperGuide is the single best resource to educate yourself. Everything explained simply and if you need to drill down further, then more info is available. Not sure what the technical jargon means? That is also clearly explained.
Stop listening to your barber and get a subscription. Knowledge is power.
The go-to resource for all superannuation and retirement information: accurate and reliable.
I highly recommend SuperGuide.
Accurate and timely.
Excellent for resource material. Very useful for SMSF whether setting up or changing pension phases such as transition to retirement to an account based pension.
Also great to understand what other people are doing with investments etc.
Membership benefits
Benefits
What makes SuperGuide different
We’re independent
We’re experts
We’re comprehensive
What’s included in your SuperGuide membership?
Step-by-step guides
Planning your retirement just got easier. Follow our step-by-step guides and checklists to make your hard-earned super work hard for you.
Super fund rankings
Make sure your super fund is a top performer. Benchmark your fund with up-to-date super and pension fund performance rankings.
Interactive tools and calculators
Take control of your retirement. Our intuitive tools and calculators give you the power to plan and make your retirement goals a reality.
Webinars and newsletters
Monthly webinars and newsletters keep you on top of the current rules, understand a topic in detail, and ask questions of our experts.
Tips and strategies
Experts provide tips and strategies to grow your super, plan your retirement, manage your SMSF and boost your income in retirement.
Up-to-date rules
Stay on top of all the rule changes – simplified and in one place.
Frequently asked questions
If you have any further questions, please get in touch.
SuperGuide provides independent guidance on superannuation, retirement planning, SMSFs and the Age Pension.
Depending on your membership level, you’ll have access to hundreds of guides, practical strategies, calculators, videos, webinars, newsletters and regularly updated analysis of changing rules and opportunities.
Super and retirement rules can be complex, and the consequences of getting a decision wrong can be significant.
SuperGuide brings together independent, up-to-date guidance in one place. We explain complex rules in plain English, regularly update our resources when legislation changes, and help Australians make more informed decisions about their super and retirement.
Super and retirement rules change regularly. We continuously review and update our guides, calculators and resources to reflect important legislative and regulatory changes.
Members also receive newsletters, webinars and analysis throughout the year covering significant developments and opportunities.
The right plan depends on where you are in your super and retirement journey.
- Super booster is designed for people focused on growing their super.
- Retirement planner is for people preparing for retirement or making retirement decisions.
- Retiree is for people already retired and focused on managing their income, super and entitlements.
If you have an SMSF, or are considering starting one, you can add SMSF access to any membership.
SuperGuide offers three plans based on lifestages:
- Super booster ($60 per year)
- Retirement planner ($120 per year), and
- Retiree ($80 per year)
SMSF access can be added to any plan for $75 per year.
No. SuperGuide provides independent information, analysis and general guidance only.
We do not provide personal financial advice or recommendations tailored to your individual circumstances.
Yes. You can change plans at any time. Any remaining value from your current membership is credited towards your new plan.
Yes. You can cancel future renewals at any time from your account.
If you cancel, you’ll continue to have access until the end of your current subscription period.
Yes. Every membership includes a 30-day money-back guarantee. If you’re not satisfied, simply contact us within 30 days of joining for a full refund.
Choose a membership for your stage of life
Pricing
Choose a membership for your stage of life
All memberships offer a 30 day money back guarantee
Super booster
When retirement is a long way off and you just want to grow your super balance
$60 per year
SelectRetirement planner
When you are starting to plan your retirement, through to the first years of retirement
$120 per year
SelectRetiree
When you have already retired and want to boost your income in retirement
$80 per year
Select