The decisions you make between now and July can have an outsized impact on your retirement savings
Most people know the end of the financial year matters – but aren’t sure what applies to them or what they should actually do.
Over the coming weeks, there are a few key things to be aware of:
- The Federal Budget may introduce changes that affect your super or tax position
- There may be decisions worth making before 30 June, including contributions and pension requirements
- New rules and thresholds begin from 1 July, which can change what makes sense – and when
Join now so you have May and June to understand your options, work through the numbers and act before the window closes.
What you need to be across before 1 July
The Federal Budget has now been announced. Our coverage explains what the changes mean for your super, tax and retirement planning before EOFY.
SUPERGUIDE MEMBERS RECEIVE
Federal Budget special edition newsletter
Members received our Federal Budget email and can now access our full analysis of the announcements and what they mean before EOFY.
Contribution strategies, pension payment requirements, spouse contributions – there are multiple decisions to consider before 30 June, each with strict timing.
Miss the window and the opportunity is gone for the year.
SUPERGUIDE MEMBERS RECEIVE
Year-end tips and traps webinar
Watch our EOFY webinar replay covering contribution strategies, pension payment traps, upcoming rule changes and the key decisions to get right before 30 June.
New super laws take effect on 1 July, alongside changes to super caps, pension rules and Age Pension thresholds.
Some decisions are better made before the change, others after. Knowing which is which matters, and the window to act is short.
SUPERGUIDE MEMBERS RECEIVE
2026-27 financial year newsletter
Every rule and cap change taking effect from 1 July, in plain English, with clear guidance on what each one means for your situation.
Keep making better super decisions throughout the year
Super isn’t set and forget. There’s often more you can do to improve your super – whether that’s reducing fees, reviewing performance, or adjusting your approach as rules change.
SuperGuide helps you stay on top of it all – so you can adjust when it matters.
Compare your fund on both fees and performance, so you can see quickly if you’re paying too much or falling behind.
Step by step guides and checklists help you take action on contributions, pension rules and retirement decisions.
Get clear, practical guidance on ways to improve your super, including tax and retirement strategies.
Use calculators and walkthroughs to see what different decisions mean for your own situation.
Stay up to date with Age Pension rules, thresholds and eligibility so you know where you stand.
Member updates, webinars and guides explain rule changes and what they mean, so you don’t have to piece it together yourself.
Choose a membership for your stage of life
Super booster
Retirement planner
Retiree
SuperGuide is the single best resource to educate yourself. Everything explained simply and if you need to drill down further, then more info is available. Not sure what the technical jargon means? That is also clearly explained.
Stop listening to your barber and get a subscription. Knowledge is power.
The go-to resource for all superannuation and retirement information: accurate and reliable.
I highly recommend SuperGuide.
Accurate and timely.
Excellent for resource material. Very useful for SMSF whether setting up or changing pension phases such as transition to retirement to an account based pension.
Also great to understand what other people are doing with investments etc.
Membership benefits
Benefits
What makes SuperGuide different
We’re independent
We’re experts
We’re comprehensive
What’s included in your SuperGuide membership?
Step-by-step guides
Planning your retirement just got easier. Follow our step-by-step guides and checklists to make your hard-earned super work hard for you.
Super fund rankings
Make sure your super fund is a top performer. Benchmark your fund with up-to-date super and pension fund performance rankings.
Interactive tools and calculators
Take control of your retirement. Our intuitive tools and calculators give you the power to plan and make your retirement goals a reality.
Webinars and newsletters
Monthly webinars and newsletters keep you on top of the current rules, understand a topic in detail, and ask questions of our experts.
Tips and strategies
Experts provide tips and strategies to grow your super, plan your retirement, manage your SMSF and boost your income in retirement.
Up-to-date rules
Stay on top of all the rule changes – simplified and in one place.
Frequently asked questions
If you have any further questions, please get in touch.
What is included in a SuperGuide membership?
SuperGuide is Australia’s most trusted superannuation and retirement planning platform, providing up-to-date analysis and insights on super, SMSFs, retirement planning and the Age Pension.
Expect hundreds of fact-checked resources, practical strategies, checklists, case studies, Q&As, interactive tools and our monthly members-only newsletters and webinars.
How much does SuperGuide cost?
SuperGuide has three different plans which are designed for three different lifestages.
Super booster – $60 per year
- When retirement is a long way off and you just want to grow your super
- This includes access to the Super booster section
Retirement planner – $120 per year
- When you are starting to plan your retirement, through to the first years of retirement
- This includes access to the Super booster, Retirement planning and Retiree sections
Retiree – $80 per year
- When you have already retired and want to boost your income in retirement
- This includes access to the Super booster and Retiree sections
SMSFs
If you have an SMSF or are interested in starting one you can also purchase access to our SMSF section as an optional add-on to any of the above plans for an additional $75 per year.
This means the pricing per plan including SMSFs access is as follows:
- Super booster + SMSF = $135 per year
- Retirement planner + SMSF = $195 per year
- Retiree + SMSF = $155 per year
How do I cancel my SuperGuide membership?
You can login into your account and cancel at any time. Your account access will still be available until your current subscription period ends.
Can I claim my membership as an SMSF expense or get a tax deduction?
The ATO allows for general deductions as part of the expenses of running an SMSF, to the extent that:
- it is incurred in gaining or producing assessable income
- it is necessarily incurred in carrying on a business for the purpose of gaining or producing assessable income.
Subscriptions are included as examples of these expenses.
If you are planning to claim a tax deduction for your SuperGuide membership, you will need to confirm your personal tax situation with your accountant or the ATO.
The ATO also allow you to claim an immediate deduction up to $300 for books, periodicals and digital information that are “used predominantly for earning assessable income that is not income from carrying on a business”.