Q: For an over 65, not retired, still working and paying income tax, what is the tax treatment on any lump sum withdrawals from super (where super is still in the accumulation phase) having been built up from employer and salary sacrifice contributions and taxed at 15% on way in.
A: There are probably a couple of issues, two separate issues that we'll need to work through here. I'll get to your specific response in a second, Andrew, but for everyone else, two issues we need to think about. First of all, the rules around when and how we can access our super benefits. And the second, of course, the tax that may apply on those payments.