SuperGuide
Superannuation and retirement planning information
Q: My wife and I have set up a new SMSF with a corporate Trustee (we are the directors). We want to transfer the assets from our old SMSF (we are the trustees). Some of the shares have large unrealised capital gains (e.g. Cochlear, CSL). Will there be capital gains tax payable by the old fund?
It can be confusing to understand all the different types of super contributions. But it’s worth learning the main types and what each one offers you.
If you or a loved one are considering aged care then it could pay to get a wriggle on – the cost of care, both in and out of home, is set to rise from July 2025.
If you run your own SMSF, have you ever wondered where other SMSFs or mainstream funds invest their money? This is how.
Q: I have two super funds and being in my 60s and retired believe I’m eligible to change from accumulation to pension. If I do this, does this need to happen for both funds, or can I choose to have one fund with one account in pension/drawdown mode and have the second fund with one account remaining in accumulation mode?
The old definition of retirement no longer fits a new generation of older Australians who are redefining this new chapter of life, often swapping old careers for new opportunities.
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way.
Your SMSF trust deed is your fund’s most important legal document, so it pays to get it right from the outset and to carry out regular health checks.
Payday super toughened, SMSFs take to pension phase, Vanguard’s $12.9 million greenwashing penalty, Tax deductible advice fees.
Tim Steele, CEO of Class, talks through key insights from their 2024 Annual Benchmark report, including the potential tax liability impact of Div 296, the challenges of Superstream, how ETFs are increasing in popularity, and some of the ways that SMSF trustees differ from members of public super funds.
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
If you want to stay on the right side of the ATO and avoid costly penalties, it pays to review its list of common mistakes made by SMSFs when lodging their annual return.
Holding real property in an SMSF is a popular strategy, but the rules can be confusing. We answer some common questions from our readers.
If you have savings in a KiwiSaver account, you can voluntarily transfer them to an Australian super fund under the provisions of a Trans-Tasman Retirement Savings Portability scheme that was introduced on 1 July 2013.
They may have lost ground to newer investment products such as ETFs, but listed investment companies and trusts are still prized by many SMSF investors.
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees..
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest.
