Posts
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The Age Pension when living apart: What you need to know
Many retired couples reach a point where one of them needs to go into aged care. What does this mean for their pension? For once, the news is good.
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Super pensions: Trends in payment frequency, flexibility, fees and more
Despite calls for more innovative pension products, most super funds are tinkering around the edges of their retirement offerings.
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My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride as I review my situation over the coming months.
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What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
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Is $1 million in super enough to retire on?
It’s often touted as the amount you need to secure an ideal retirement so we’ve calculated how much income $1 million will generate under a range of scenarios.
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Is $700,000 in super enough to retire on?
If you’re thinking of aiming for a retirement super balance of $700,000, have you thought about how much income this might provide? Whether you are a couple or single, we run the numbers for you.
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Is $500,000 in super enough to retire on?
We’ve run the numbers to find out what kind of retirement half a million dollars could provide.
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How myGov can help you keep track of your super
Your myGov account can help you do everything from consolidate multiple super accounts to checking how much more you could contribute this financial year.
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Choosing a super fund: Does size really matter?
Size can be an advantage when it comes to economies of scale and investment clout, but big is not always better.
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Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future.
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5 strategies to help fix your total super balance problem
If a high super balance is limiting your ability to get more into the tax effective super environment, there are ways to reduce your balance and maximise contributions at the same time.
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Which asset classes are popular with SMSFs?
Control and flexibility are popular reasons for starting an SMSF, and a close look at where trustees are investing shows they are making good use of these attributes.
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SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
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Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same time.
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Federal Budget March 2025 overview
Jim Chalmers delivered his fourth Federal Budget on 25th March 2025, and once again “cost-of-living measures” took centre stage.
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How to apply for the Home Equity Access Scheme (HEAS)
Tapping into the equity in your home is a great way to free up additional retirement income, but accessing the government’s HEAS scheme takes time and patience.
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Pension fund performance to December 2024
Pension fund returns exceeded minimum withdrawal rates for most retirees in 2024, providing a buffer against volatile times ahead.
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How much super do I need to retire?
The good news is you probably don’t need anywhere near the $1 million often touted to retire in the style to which you have become accustomed. Here’s how to set your savings target.