Retirement planning case study: Hassan, 60
This is a fascinating case study of a 60 year-old divorcee boosting a modest super balance through a transition-to-retirement strategy, carry-forward contributions and part-time work in retirement.
Posts
Location the missing ingredient in retirement planning
When you start planning your retirement, where you live can be just as important as your super balance and have an even bigger impact on your quality of life.
Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
Super recontribution strategy: How it works
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
Recontribution strategy case study: How super tax components impact estate planning
Learn how to reduce or even eliminate the tax your adult children or other non-dependents pay when they receive your super death benefits.
10 points to check on your annual super fund statement
Your annual super fund statement provides a useful snapshot of where you are on the road to retirement and if you’re on track to reach your destination – you just need to know where to look.
Super news for September 2024
Aged care reforms, Opposition to Coalition’s paid parental leave amendments, Funds urged to engage with millenials, Unpaid super surges.
How the First Home Super Saver (FHSS) scheme works
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. To encourage take-up of the scheme, changes have been made that simplify the process.
Super fund fees and charges you need to know about
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for.
What you need to know about investing an inheritance into super
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
How much can I afford to spend in retirement?
Retirees often live more frugally than necessary due to fears their money will run out, but this simple rule of thumb could help many retirees spend and enjoy life more.
Lifetime estimator calculator
Without knowing how long we will live, retirement income planning is difficult, to say the least. This calculator provides a personalised estimate, depending on your health and other factors.
APRA’s performance test: Platforms miss the mark
The results of the 2024 performance test are in. Find out what this means for your super choices.
Converting super into retirement income: What are your options?
Choosing the best combination of retirement income sources for your circumstance can make a big difference to your overall retirement income.
Why it can pay to put as much as possible into super
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting.
Age Pension calculator (September 2024 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
Age Pension income test rules (from September 2024)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
