SuperGuide
Superannuation and retirement planning information
Now updated with a handy video guide. Adverse tax and compliance outcomes can occur if you fail to take your minimum pension payment each year. Don’t get caught due to poor SMSF administration.
Even if you have life insurance outside super or in a pre-existing fund, SMSF trustees are still required to consider their insurance strategy.
It’s a common question with no simple answer; you will need to do your own sums. We show you how.
While a host of new entrants made the top 10 in 2024, over 10 years the top performers are remarkably stable and a much better indicator of long-term excellence.
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 10 calendar years and 9 financial years.
Super funds went above and beyond in 2024, with the median Growth fund up 11.4% and even the most conservative investment options performing strongly.
Support for payday super, Double digit super returns, Cash here to stay, Unlisted asset valuations
Could you be overlooking some of the costs in your super? Find out how buy/sell spreads can take a bite of the pie.
Ever wondered how your super fluctuates over time? Understanding unit prices and crediting rates is the key to unlocking how your fund calculates returns.
SMSFs offer a high degree of flexibility and control over your retirement savings, but there are legal guardrails and hefty penalties for trustees who breach them.
High interest rates are loathed by borrowers but they are money in the bank for people seeking reliable income with a high degree of safety from their investments.
There are pros and cons to using some of your super to repay your mortgage when you retire. This is what you need to consider.
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
While none of us knows exactly how long we will live, you can narrow the possibilities with these life expectancy projections based on Australian numbers.
If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
If you could do with some help with your finances but can’t afford a professional adviser, all is not lost. Free financial advice and digital tools are out there if you know where to look.
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
