How do SMSFs invest?
If you run your own SMSF, have you ever wondered where other SMSFs or mainstream funds invest their money? This is how.
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Q&A: If I make bring-forward contributions, do I have to wait 3 years before I can start a pension?
Q: I have two super funds and being in my 60s and retired believe I’m eligible to change from accumulation to pension. If I do this, does this need to happen for both funds, or can I choose to have one fund with one account in pension/drawdown mode and have the second fund with one account remaining in accumulation mode?
Retirement: The goals are shifting
The old definition of retirement no longer fits a new generation of older Australians who are redefining this new chapter of life, often swapping old careers for new opportunities.
Case study: Recontribution of death benefits?
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way.
SMSF trust deeds: Rules, guidelines and updates
Your SMSF trust deed is your fund’s most important legal document, so it pays to get it right from the outset and to carry out regular health checks.
Super news for October 2024
Payday super toughened, SMSFs take to pension phase, Vanguard’s $12.9 million greenwashing penalty, Tax deductible advice fees.
SMSF insights 2024: Div 296, Superstream, ETFs and more
Tim Steele, CEO of Class, talks through key insights from their 2024 Annual Benchmark report, including the potential tax liability impact of Div 296, the challenges of Superstream, how ETFs are increasing in popularity, and some of the ways that SMSF trustees differ from members of public super funds.
How to make the most of your super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
How the government co-contribution scheme works (including calculator)
A free co-contribution payment made by the government into your super account can be a great way to boost your super account if you have some money to spare.
Common errors SMSF trustees make with their annual returns
If you want to stay on the right side of the ATO and avoid costly penalties, it pays to review its list of common mistakes made by SMSFs when lodging their annual return.
Buying property in an SMSF Q&As: Part 1
Holding real property in an SMSF is a popular strategy, but the rules can be confusing. We answer some common questions from our readers.
Which super funds accept transfers from KiwiSaver accounts?
If you have savings in a KiwiSaver account, you can voluntarily transfer them to an Australian super fund under the provisions of a Trans-Tasman Retirement Savings Portability scheme that was introduced on 1 July 2013.
SMSF investment: 20 most popular LICs/LITs
They may have lost ground to newer investment products such as ETFs, but listed investment companies and trusts are still prized by many SMSF investors.
TBAR: Transfer balance account reporting for SMSFs
Understanding the transfer balance account rules, including timing and transaction reporting, is extremely important for SMSF trustees..
SMSF investment: 20 most popular managed funds
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest.
SMSF investment: 20 most popular international shares
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do.
SMSF investment: 20 most popular Australian shares
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20.
SMSF investment: 20 most popular ETFs
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks.
