Tips to boost your super when time is on your side
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
While none of us knows exactly how long we will live, you can narrow the possibilities with these life expectancy projections based on Australian numbers.
If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
Sequencing risk can ruin even the most carefully planned retirement. Losses and low returns just as you move into retirement mean you will have much less to spend.
If you could do with some help with your finances but can’t afford a professional adviser, all is not lost. Free financial advice and digital tools are out there if you know where to look.
Retirees with substantial investments both in and out of super often wonder whether they should start a super pension or draw income from investments outside super first. We look at the pros and cons of both options.
For the second year running, investors had a surprisingly good year in 2024 thanks to moderating inflation, economic growth holding its head above water, falling interest rates (just not in Australia) and buoyant share markets.
The government subsidises some of the out-of-pocket medical costs for eligible retirees and families, so it pays to know what’s available.
While some super reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.
The urge to merge is gaining momentum among super funds, leaving members to weigh up the costs and benefits.
Even if you outsource many of your fund’s administrative tasks, SMSF trustees still need to stay on top of super laws to avoid potentially large fines.
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements.
After another wild year on investment markets, the summer break is a good time to review your SMSF and resolve to make it fit for whatever 2025 may bring.
Everyone loves a bargain, but once they turn 60 many Victorians forget to grab one of the best deals on offer – their Victoria Seniors Card.
Everyone loves a bargain, but once they turn 60 many Queenslanders forget to grab one of the best deals on offer – their QLD Seniors Card, Seniors Card+go or Seniors Business Discount Card.
Everyone loves a bargain, but many older people in the ACT forget to grab one of the best deals on offer – the ACT Seniors Card.
Everyone loves a bargain, but once they turn 60 many Tasmanians forget to grab one of the best deals on offer – their Tasmania Seniors Card.
Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions.
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