Real DIY super: How to keep SMSF costs super low
With the cost of living front of mind, you could potentially save a lot of money by doing more of your SMSF tasks yourself, but you need to know what you’re doing.
Posts
When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
Transfer balance cap (TBC) for super pensions: How it works
The transfer balance cap limits the amount you can transfer from your super savings into a tax-free pension. The cap is currently $1.9m but you may have a different cap depending on when you started a pension.
Q&A: How can we reduce the super death tax for our beneficiaries?
Two member questions that explore how to use the recontribution strategy to reduce the super death tax payable by beneficiaries.
Q&A: Can I move my pension to another provider?
Q: I’m drawing a pension from an account-based pension fund. Can that account be moved or switched to another better provider? If so, what is involved?
Can I return to work after I access my super?
It’s generally possible to return to work after you retire and start withdrawing your super, but the rules vary according to your age.
Super fund performance reckoner: Monthly returns for 5 investment categories
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
Super and pension fund performance: Where does your fund rank?
Now updated to 30 September 2024. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high performer or an inveterate underachiever?
Pension fund rankings: High Growth category (81–95%)
On this page you can find the quartile performance and quartile rankings for pension funds in the High Growth category for the period to 30 September 2024.
Pension fund rankings: Growth category (61–80%)
On this page you can find the quartile performance and quartile rankings for pension funds in the Growth category for the period to 30 September 2024.
Pension fund rankings: Balanced category (41–60%)
On this page you can find the quartile performance and quartile rankings for pension funds in the Balanced category for the period to 30 September 2024.
Super fund rankings: Balanced category (41–60%)
On this page you can find the quartile performance and quartile rankings for super funds in the Balanced category for the period to 30 September 2024.
Super fund rankings: High Growth category (81–95%)
On this page you can find the quartile performance and quartile rankings for super funds in the High Growth category for the period to 30 September 2024.
Super fund rankings: All Growth category (96–100%)
On this page you can find the quartile performance and quartile rankings for super funds in the All Growth category for the period to 30 September 2024.
Super fund rankings: Conservative category (21–40%)
On this page you can find the quartile performance and quartile rankings for super funds in the Conservative category for the period to 30 September 2024.
Pension fund rankings: All Growth category (96–100%)
On this page you can find the quartile performance and quartile rankings for pension funds in the All Growth category for the period to 30 September 2024.
Pension fund rankings: Conservative category (21–40%)
On this page you can find the quartile performance and quartile rankings for pension funds in the Conservative category for the period to 30 September 2024.
What is the sole purpose test, and how does it work?
As the name suggests, the savings you accumulate in super are meant to be for one purpose only. Straying from that purpose can be costly.
