Q: I'm a self-funded retiree and about to turn 60. I would like to make a $357,500 contribution to my accumulation super. That's $27,500 concessional, (the maximum) and $330,000 non-concessional using the bring-forward rule. Again, the maximum. Can I immediately, after making these contributions, transfer my accumulation super to a pension account, or do I need to wait three years due to the bring-forward?
A: When we're looking at this, we need to look at both the contribution rules and the accessing rules, the conditions of release, separately. They're two separate issues. So, the eligibility to contribute money to super isn't all that relevant for the eligibility to access money from super.
