Age Pension rates, Seniors Health Card, Independent financial advice, SMSF investment
Welcome to the September 2018 edition of the SuperGuide newsletter. Highlights include:
- AGE PENSION RATES: New rates apply from 20 September 2018. Find out how much you could be eligible for with our Age Pension calculator.
- COMMONWEALTH SENIORS HEALTH CARD: The income thresholds for the CSHC have also been raised. Learn more about the benefits of the card, and how to apply
- INDEPENDENT FINANCIAL ADVICE: SuperGuide has been tracking Australia’s truly independent financial advisers since 2010. Sadly there are far fewer than there should be. Find out who is on the list from your state.
- SMSF INVESTMENT: We look at the assets that are most popular with SMSF trustees, and how in specie transfers work.
- LIFECYCLE SUPER FUNDS: These present a different approach for super fund members to set and forget. They are designed to match your risk profile to your age, but how do they perform compared to standard super funds?
THE SOAPBOX
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right. Read more.
As an SMSF trustee, your fund’s investment strategy is one of the most important documents you will ever create so it’s important to get it right. Read more.
FEATURES
Updated with September 2024 thresholds. A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on… Read more.
Updated with September 2024 thresholds. A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on… Read more.
Listed Australian shares continue to be the most popular asset class for SMSF trustees but other assets are gaining ground. Read more.
Listed Australian shares continue to be the most popular asset class for SMSF trustees but other assets are gaining ground. Read more.
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules. Read more.
High-income earners pay extra tax on their concessional super contributions, so it’s important to understand the rules. Read more.
When you reach your 50s, it’s time to get serious about your super, so here’s the key super rules for your age group. Read more.
When you reach your 50s, it’s time to get serious about your super, so here’s the key super rules for your age group. Read more.
MAKING SUPER CONTRIBUTIONS
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the tax-effective benefits of the super system. Read more.
Making a personal contribution into your super can be a great way to boost your retirement nest egg and enjoy the tax-effective benefits of the super system. Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill. Read more.
Capital gains are an investment goal, but they leave you with a tax liability, so it’s worth checking some of the strategies for cutting your CGT bill. Read more.
If you’ve ever wondered if you can transfer shares or a business property into your SMSF, the answer is yes but strict rules apply. Read more.
If you’ve ever wondered if you can transfer shares or a business property into your SMSF, the answer is yes but strict rules apply. Read more.
AGE PENSION CHANGES
Age Pension rates increase on 20 September 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional… Read more
Age Pension rates increase on 20 September 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional… Read more
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
The age at which eligible retirees can start receiving the Age Pension has risen to 67. Bad news if you were born from 1957 on, but the good news is… Read more.
The age at which eligible retirees can start receiving the Age Pension has risen to 67. Bad news if you were born from 1957 on, but the good news is… Read more.
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test… Read more
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test… Read more
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
