Latest super fund performance, Best and worst performing funds, Super tips for every age, Latest sustainable investment score card, Accessing super, What to do when the market tanks
Highlights of the October 2020 edition of the SuperGuide newsletter include:
- IS YOUR SUPER FUND FIT FOR PURPOSE? Stockspot’s annual Fat Cat Fund Report has weighed the contestants and guess what – the higher the fees the lower the returns. Check out the fit and the feeble.
- SUPER TIPS FOR THE AGES: Super is a marathon not a sprint, but like any long-distance runner, it’s important to check your vital signs at milestones along the way.
- WOMEN’S RETIREMENT SAVINGS NOT SO SUPER: The recent federal Budget was criticised for the lack of initiatives to help women close the gender work, pay and savings gap. But some super strategies can help.
- THE INEXORABLE RISE OF SUSTAINABLE INVESTMENTS: Even before Rio Tinto blew up Juukan Gorge, the writing was on the wall. Investors are voting with their feet and flocking to investments that do good, not harm.
- RETIREE SURVIVAL KIT FOR MARKET STORMS: A big market fall when you have just retired, or are close to it, can derail the best-laid plans. The best form of action is not reaction, but planning.
- THINKING OF A SEACHANGE OR TREECHANGE? Let’s face it, after the year we’ve had who isn’t. Retirement expert Jill Weeks gives some practical tips for a successful move.
SUPER NEWS
One-off super amnesty a success, Customers remain satisfied with super funds, Latest statistics for SMSFs, ASFA supports 40:40 Vision campaign, Early Release Scheme data, Cybersecurity matters more than ever. Read more.
One-off super amnesty a success, Customers remain satisfied with super funds, Latest statistics for SMSFs, ASFA supports 40:40 Vision campaign, Early Release Scheme data, Cybersecurity matters more than ever. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
IN CASE YOU MISSED IT
See also our coverage of the 2020 Federal Budget.
SUPER TIPS
When you’re in your 20s, retirement seems a long way off, but there are some important things you can do. Here’s 10 tips to ensure your savings stay on track. Read more.
When you’re in your 20s, retirement seems a long way off, but there are some important things you can do. Here’s 10 tips to ensure your savings stay on track. Read more.
In your 60s and 70s, super is still very important and there are some significant decisions to make, so here’s some tips on what to keep an eye on. Read more.
In your 60s and 70s, super is still very important and there are some significant decisions to make, so here’s some tips on what to keep an eye on. Read more.
You’ve barely reached mid-career and retirement can still seem a long way off. But there are some important things you need to check when it comes to your super, so… Read more.
You’ve barely reached mid-career and retirement can still seem a long way off. But there are some important things you need to check when it comes to your super, so… Read more.
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
SUPER FOR BEGINNERS
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
Comparing super funds may not seem very exciting, but getting into a quality fund that meets your needs could be one of the best things you do for your retirement. Read more.
Comparing super funds may not seem very exciting, but getting into a quality fund that meets your needs could be one of the best things you do for your retirement. Read more.
Just because we may be compelled to have superannuation, is no reason to leave it to its fate. In fact, playing a role in how your super is invested is… Read more.
Just because we may be compelled to have superannuation, is no reason to leave it to its fate. In fact, playing a role in how your super is invested is… Read more.
SMSFs
The year 2020 has been a turning point for sustainable investing on so many levels. COVID has brought to the forefront of investors’ minds considerations such as how companies treat… Read more.
The year 2020 has been a turning point for sustainable investing on so many levels. COVID has brought to the forefront of investors’ minds considerations such as how companies treat… Read more.
More SMSFs have been dipping their toe into the cryptocurrency market, but the risks are high as the tumultuous events of last year show. Read more.
More SMSFs have been dipping their toe into the cryptocurrency market, but the risks are high as the tumultuous events of last year show. Read more.
Property investment is popular with SMSFs, so it’s important to know what your fund can and can’t claim as investment property tax deductions if you want to stay on the… Read more.
Property investment is popular with SMSFs, so it’s important to know what your fund can and can’t claim as investment property tax deductions if you want to stay on the… Read more.
An ATO crackdown on asset valuations, and the proposed tax increase on unrealised capital gains in $3 million-plus super accounts, is putting pressure on SMSFs with collectables to take stock. Read more.
An ATO crackdown on asset valuations, and the proposed tax increase on unrealised capital gains in $3 million-plus super accounts, is putting pressure on SMSFs with collectables to take stock. Read more.
There are legitimate reasons for maintaining reserves in your SMSF, but the ATO is keen to point out that avoiding tax is not one of them. Read more.
There are legitimate reasons for maintaining reserves in your SMSF, but the ATO is keen to point out that avoiding tax is not one of them. Read more.
ACCESSING YOUR SUPER
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
One of the milestones in your super journey is reached when you turn 60 and can access your super tax free, under certain conditions. Read more
One of the milestones in your super journey is reached when you turn 60 and can access your super tax free, under certain conditions. Read more
Once you turn 65 the last barriers to dipping into you super come down, even if you’re not ready to retire. Read more
Once you turn 65 the last barriers to dipping into you super come down, even if you’re not ready to retire. Read more
RETIREMENT PLANNING
Volatile markets and an uncertain economic outlook are challenging for investors, especially if you are close to retirement. But even retirees can benefit from playing the long game. Read more.
Volatile markets and an uncertain economic outlook are challenging for investors, especially if you are close to retirement. But even retirees can benefit from playing the long game. Read more.
As a retirement coach I help people with their emotional (non-financial) journey to a fulfilling retired life. The definition of a ‘fulfilling retired life’ is very personal, which means it… Read more.
As a retirement coach I help people with their emotional (non-financial) journey to a fulfilling retired life. The definition of a ‘fulfilling retired life’ is very personal, which means it… Read more.
