Women’s Budget statement, Super fund rankings, How SMSFs invest, Retirement mistakes, Income for life, CSHC revamp
Highlights of the November 2022 edition of the SuperGuide newsletter include:
- GENDER PAY GAP, SUPER CHASM: The October Budget outlined the size of the gender pay and super gap. Next step, action.
- SUPER STARS AND FADING LIGHTS: Check our latest fund rankings to see where your fund sits in the super galaxy.
- MOST POPULAR SMSF INVESTMENTS: From shares to managed funds, we reveal where trustees are putting their money.
- RETIREMENT DO’S AND DONT’S: Avoiding some common mistakes can take a lot of the worry out of retirement planning.
- HOW TO MAKE YOUR MONEY LAST: A growing list of pension products offer retirees income for life, with more on the way.
- COMMONWEALTH SENIORS HEALTH CARD EXPANDED: With more retirees eligible for cheaper healthcare, we show you how to sign up.
HOW SUPER WORKS
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
Objective for superannuation to be legislated, Vanguard Super launches lifecycle super fund, Super funds that failed performance test cut fees, AMP launches income for life account, Income limits for Commonwealth Seniors… Read more.
In case you missed it: See our coverage of the October 2022 Federal Budget.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
In early reporting of the October Budget, the landmark Women’s statement was only briefly mentioned. We take a deep dive. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
If you are wondering why you have so little super to show for all your hard work, it may be time to search for super accounts you forgot you had. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once. Read more.
SUPER FUNDS
Now updated to 30 September 2024. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high… Read more.
Now updated to 30 September 2024. Have you ever looked at your super fund’s investment returns and wondered how your fund compares with similar funds? Is it a consistently high… Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
After a major overhaul of its fund offerings and member services, Aware Super has been awarded the best overall fund by the two major ratings groups, SuperRatings and Chant West. Read more.
After a major overhaul of its fund offerings and member services, Aware Super has been awarded the best overall fund by the two major ratings groups, SuperRatings and Chant West. Read more.
UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.
UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.
SMSFs
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20. Read more.
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20. Read more.
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do. Read more.
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do. Read more.
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks. Read more.
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks. Read more.
In case you missed it: See our October webinar on SMSFs and borrowing.
RETIREMENT PLANNING
From checking your eligibility for the Age Pension to understanding your life expectancy, avoiding these common mistakes could give your retirement income a big lift. Read more.
From checking your eligibility for the Age Pension to understanding your life expectancy, avoiding these common mistakes could give your retirement income a big lift. Read more.
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on… Read more.
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on… Read more.
IN RETIREMENT
Updated with September 2024 thresholds. A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on… Read more.
Updated with September 2024 thresholds. A government concession card to get cheaper healthcare can make a big difference to your retirement budget – and you don’t need to be on… Read more.
Recent changes mean Age Pensioners can work and earn additional income to ease cost of living pressures without impacting their pension. Read more.
Recent changes mean Age Pensioners can work and earn additional income to ease cost of living pressures without impacting their pension. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
Deferred annuities offer retirement income for life, but you need to weigh the costs and benefits of different deferral periods. Read more.
Deferred annuities offer retirement income for life, but you need to weigh the costs and benefits of different deferral periods. Read more.
If you have good genes and modest savings, then it may be worth considering a deferred annuity as part of your retirement income plan. Read more.
If you have good genes and modest savings, then it may be worth considering a deferred annuity as part of your retirement income plan. Read more.
