SuperGuide

Superannuation and retirement planning information

May 2023 Retirement planner newsletter

How much super do I need to retire?
Don’t be rattled by pundits saying you need $1 million to retire. The amount you need will depend on your personal circumstances, not a figure drawn out of a hat. Read more.
How much super do I need to retire?
Don’t be rattled by pundits saying you need $1 million to retire. The amount you need will depend on your personal circumstances, not a figure drawn out of a hat. Read more.
Is $500,000 in super enough to retire on?
We’ve run the numbers to find out what kind of retirement half a million dollars could provide. Read more.
Is $500,000 in super enough to retire on?
We’ve run the numbers to find out what kind of retirement half a million dollars could provide. Read more.
How much super do I need to retire on $60,000 a year?
If $60,000 a year for a single (or the equivalent $84,000 a year for a couple) sounds like your kind of retirement, the next step is to work out how… Read more.
How much super do I need to retire on $60,000 a year?
If $60,000 a year for a single (or the equivalent $84,000 a year for a couple) sounds like your kind of retirement, the next step is to work out how… Read more.
How to plan your spending through the 3 stages of retirement
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age. Read more.
How to plan your spending through the 3 stages of retirement
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age. Read more.
Will overspending delay your retirement?
A focus on current and future spending patterns is just as important as setting a retirement savings goal. This is how to go about tracking your spending and banking the… Read more.
Will overspending delay your retirement?
A focus on current and future spending patterns is just as important as setting a retirement savings goal. This is how to go about tracking your spending and banking the… Read more.

IN CASE YOU MISSED IT

Federal Budget May 2023 overview: Superannuation and retiree announcements
The second Budget of the Albanese Government holds the line on fiscal discipline, while acknowledging the pain that many Australian households now face with mounting cost of living pressures. Read more.
Federal Budget May 2023 overview: Superannuation and retiree announcements
The second Budget of the Albanese Government holds the line on fiscal discipline, while acknowledging the pain that many Australian households now face with mounting cost of living pressures. Read more.

Year-end superannuation tips and traps

Thursday 25 May 2023 at 11:00 am AEST

Year-end strategies and procedures to get the best outcomes from your superannuation before the end of the 2022-23 financial year.

Find out more
Q&A: What happens if I start a pension and gains push the balance over the transfer balance cap?
Q: If I set up a pension phase with the maximum $1.7 million transfer balance cap, what would happen if one of the investments in that portion made a significant… Read more.
Q&A: What happens if I start a pension and gains push the balance over the transfer balance cap?
Q: If I set up a pension phase with the maximum $1.7 million transfer balance cap, what would happen if one of the investments in that portion made a significant… Read more.

One of the most critical aspects of retirement planning can be estimating how long your savings need to last. Life expectancy tables can only tell us the broad average, so it’s worth your while to take the time to calculate a tailored estimate.

Check out the calculator here.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.