May 2023 Retiree newsletter

Pension fund of the year 2024-25: What makes a winner?

UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.

Pension fund of the year 2024-25: What makes a winner?

UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.

Planning your account-based pension withdrawals for the new financial year

Choosing an annual payment for your account-based pension can be difficult, with many retirees choosing to stick to the minimum. Find out what to consider when setting your payments -… Read more.

Planning your account-based pension withdrawals for the new financial year

Choosing an annual payment for your account-based pension can be difficult, with many retirees choosing to stick to the minimum. Find out what to consider when setting your payments -… Read more.

How separation and divorce affect the Age Pension

If you are retired and contemplating ending your marriage, it’s important to plan ahead the maximise your post-divorce Age Pension entitlements and other income. Read more.

How separation and divorce affect the Age Pension

If you are retired and contemplating ending your marriage, it’s important to plan ahead the maximise your post-divorce Age Pension entitlements and other income. Read more.

What is the Age Pension age?

The age at which eligible retirees can start receiving the Age Pension has risen to 67. Bad news if you were born from 1957 on, but the good news is… Read more.

What is the Age Pension age?

The age at which eligible retirees can start receiving the Age Pension has risen to 67. Bad news if you were born from 1957 on, but the good news is… Read more.

Minimum pension drawdown rates (2024–25) and calculator

Retirees with an account-based super pension are required to withdraw a minimum amount each year. This is how it’s calculated. Read more.

Minimum pension drawdown rates (2024–25) and calculator

Retirees with an account-based super pension are required to withdraw a minimum amount each year. This is how it’s calculated. Read more.

SuperGuide members Q&A: June 2023

Thursday 22 June 2023 at 11:00 am AEST

In this webinar super expert Garth McNally will answer recent questions from SuperGuide members.

Q&A: Can I benefit from the increased transfer balance cap if I’ve already started a pension?

Q: I started a pension with $1.7 million on 1 July 2022. Can I move a further $200,000 into pension phase from 1 July 2023 post indexation? Read more.

Q&A: Can I benefit from the increased transfer balance cap if I’ve already started a pension?

Q: I started a pension with $1.7 million on 1 July 2022. Can I move a further $200,000 into pension phase from 1 July 2023 post indexation? Read more.

Are you concerned about your adult children paying tax on super they inherit from you? Or perhaps you would like to transfer more into tax-free retirement pensions but have reached the transfer balance cap.

A recontribution strategy could help. Now that anyone below age 75 can make super contributions, even when fully retired, the option is open to a wider audience.

Read more about the recontribution strategy.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.