Benchmark your fund, Working for your SMSF, How SMSFs invest, Small business tax concessions, Age Pension increase, Estate planning.
Highlights of the March 2022 edition of the SuperGuide newsletter include:
- SUPERCHAMP OR CHUMP? Recent reforms make it easier to see how your super fund measures up to the competition.
- WHEN WORKING FOR YOUR SMSF PAYS: Work you do for your SMSF is mostly for love, but in some cases you can be paid.
- SMSF INVESTMENT UPDATE: Research shows most SMSFs are not just well diversified but performing as well as big funds.
- SMALL BUSINESS RETIREMENT BOOST: The 15-year CGT exemption can help retiring businessowners supersize their nest-egg.
- MARK THE DATE! Age Pensioners will receive a small but welcome pay rise on March 20. We detail the new rates.
- MAKING A GRACEFUL EXIT: Having a well thought out estate plan can save your loved ones unnecessary grief, and tax.
SUPER NEWS
Super changes from 1 July 2022, SMSF numbers and assets continue to rise, Super merger news, More equality in super called for, Government expects super funds to divest Russian investments, Levy… Read more.
Super changes from 1 July 2022, SMSF numbers and assets continue to rise, Super merger news, More equality in super called for, Government expects super funds to divest Russian investments, Levy… Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
SUPER FUNDS
If you’re unhappy with your super fund’s performance, it’s getting easier to check how it stacks up against the best of the rest. We explain how. Read more.
If you’re unhappy with your super fund’s performance, it’s getting easier to check how it stacks up against the best of the rest. We explain how. Read more.
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for. Read more.
Minimising fees is an important step in maximising the returns you earn from your super, so it pays to know what to look out for. Read more.
Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look. Read more.
Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look. Read more.
We all want a decent return on our investments, but it’s important to understand how much risk you are prepared to tolerate along the way. Read more.
We all want a decent return on our investments, but it’s important to understand how much risk you are prepared to tolerate along the way. Read more.
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial. Read more.
If you suffer a total and permanent disability, making the most of any TPD insurance you have in super is crucial. Read more.
SMSFs
There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly. Read more.
There are strict rules governing paid work you can and can’t do for your SMSF. Getting it wrong can be costly. Read more.
None of us likes to think about losing mental capacity, but failure to plan for the possibility can have a major impact on the running of your SMSF and its… Read more.
None of us likes to think about losing mental capacity, but failure to plan for the possibility can have a major impact on the running of your SMSF and its… Read more.
If you run your own SMSF, have you ever wondered where other SMSFs or mainstream funds invest their money? This is how. Read more.
If you run your own SMSF, have you ever wondered where other SMSFs or mainstream funds invest their money? This is how. Read more.
It’s worth getting your head around the ECPI rules, as they can provide tax benefits if your SMSF is paying a pension. Read more.
It’s worth getting your head around the ECPI rules, as they can provide tax benefits if your SMSF is paying a pension. Read more.
RETIREMENT PLANNING
Small businessowners approaching retirement can take advantage of some valuable tax concessions when they sell up and then contribute the money into super. Read more.
Small businessowners approaching retirement can take advantage of some valuable tax concessions when they sell up and then contribute the money into super. Read more.
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you… Read more.
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you… Read more.
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow. Read more.
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow. Read more.
AGE PENSION
Age Pension rates increase on 20 September 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional… Read more
Age Pension rates increase on 20 September 2022. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional… Read more
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income. Read more.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”. Read more
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test… Read more
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test… Read more
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed. Read more.
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed. Read more.
The Age Pension is highly prized, but your eligibility and the amount you receive will depend on your residency status among other things. Read more.
The Age Pension is highly prized, but your eligibility and the amount you receive will depend on your residency status among other things. Read more.
IN RETIREMENT
Older Australians are wealthier than ever before, so careful estate planning is crucial if you want your super and other assets to be distributed in line with your wishes. Read more.
Older Australians are wealthier than ever before, so careful estate planning is crucial if you want your super and other assets to be distributed in line with your wishes. Read more.
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect. Read more.
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect. Read more.
Sheena Stow-Smith from PensionHelp answers reader questions about how super affects disability support. Read more.
Sheena Stow-Smith from PensionHelp answers reader questions about how super affects disability support. Read more.
