Labor’s super plans, Super wish list, Best super funds, SMSF cybersecurity threats, Outliving your retirement savings, Age Pension taper trap, Super pension top-ups.
Highlights of the June 2022 edition of the SuperGuide newsletter include:
- SOFTLY SOFTLY FOR SUPER: New financial services minister, Stephen Jones talks to SuperGuide about his ‘’no shocks” super and financial advice agenda
- THE SUPER FIX: From better retirement products to closing the super gender gap, here’s what industry experts think the Albanese Government should do next
- TOP FUNDS OF 2022: UniSuper has won the coveted super fund of the year award, from a field of award-winning funds
- CYBERSECURITY CHECKLIST: With online scams on the rise, we’ve devised a questionnaire to keep your SMSF safe from harm
- WORRIED ABOUT OUTLIVING YOUR SAVINGS? Read our 9-step plan to relieve those retirement income blues
- MIND THE RETIREMENT TRAP: The Age Pension taper rate creates a not-so-sweet spot where more super means less retirement income
- TIME FOR A LATE TOP-UP: New rules allow super pensioners to add to their super but watch how you go about it
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HOW SUPER WORKS
In an exclusive interview the Assistant Treasurer and Minister for Financial Services, Stephen Jones, has promised no more “regulatory shock” for the superannuation sector. Read more.
In an exclusive interview the Assistant Treasurer and Minister for Financial Services, Stephen Jones, has promised no more “regulatory shock” for the superannuation sector. Read more.
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
Superannuation assets rise by nearly 10% over the year, Mercer to acquire BT Super, inflation hits retirees, super fund customer satisfaction awards, new super fund mergers announced. Read more.
Superannuation assets rise by nearly 10% over the year, Mercer to acquire BT Super, inflation hits retirees, super fund customer satisfaction awards, new super fund mergers announced. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their… Read more.
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their… Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
SUPER FUNDS
After a major overhaul of its fund offerings and member services, Aware Super has been awarded the best overall fund by the two major ratings groups, SuperRatings and Chant West. Read more.
After a major overhaul of its fund offerings and member services, Aware Super has been awarded the best overall fund by the two major ratings groups, SuperRatings and Chant West. Read more.
UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.
UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering. Read more.
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members. Read more.
More women and people of diverse backgrounds on superannuation fund boards should translate to better outcomes for members. Read more.
After a Trump bump on global sharemarkets in November, super funds are closing in on double digit returns in 2024. Read more.
After a Trump bump on global sharemarkets in November, super funds are closing in on double digit returns in 2024. Read more.
SMSFs
Keeping yourself and your SMSF safe online is critical these days. So take our SMSF cybersecurity questionnaire to make sure you’re covering all bases. Read more.
Keeping yourself and your SMSF safe online is critical these days. So take our SMSF cybersecurity questionnaire to make sure you’re covering all bases. Read more.
Many large superannuation funds now offer a member direct option which can be a good training ground for anyone considering an SMSF. Read more.
Many large superannuation funds now offer a member direct option which can be a good training ground for anyone considering an SMSF. Read more.
Getting in-house asset rules wrong could cost you and your SMSF thousands of dollars but they continue to be one of the most common contraventions made by trustees. Read more.
Getting in-house asset rules wrong could cost you and your SMSF thousands of dollars but they continue to be one of the most common contraventions made by trustees. Read more.
Don’t know your NALE from your NALI? Failure to attend to both can lead to some gnarly tax outcomes. Read more.
Don’t know your NALE from your NALI? Failure to attend to both can lead to some gnarly tax outcomes. Read more.
RETIREMENT PLANNING
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for… Read more.
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for… Read more.
The way super intersects with the Age Pension has a big impact on retirees with ‘middling’ super balances, but it’s important not to fixate on short-term pension entitlements at the… Read more.
The way super intersects with the Age Pension has a big impact on retirees with ‘middling’ super balances, but it’s important not to fixate on short-term pension entitlements at the… Read more.
New rules from 1 July will potentially allow older Australians to bring forward the sale of their home and get two bites of the super contributions cherry. Read more.
New rules from 1 July will potentially allow older Australians to bring forward the sale of their home and get two bites of the super contributions cherry. Read more.
Retirees often live more frugally than necessary due to fears their money will run out, but this simple rule of thumb could help many retirees spend and enjoy life more. Read more.
Retirees often live more frugally than necessary due to fears their money will run out, but this simple rule of thumb could help many retirees spend and enjoy life more. Read more.
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting. Read more.
If your super balance is underwhelming, even small personal contributions can supercharge your retirement savings once compound interest and tax do the heavy lifting. Read more.
IN RETIREMENT
New rules will allow older people to add to their super without meeting the work test but thought needs to be given to how those contributions are made. Read more.
New rules will allow older people to add to their super without meeting the work test but thought needs to be given to how those contributions are made. Read more.
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way. Read more.
If your partner dies and you would like to combine your pension with their death benefits, this strategy could provide the way. Read more.
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need. Read more.
Changes to minimum shifts for home care workers could make it more difficult for elderly clients to make their funding packages cover the care they need. Read more.
By the time you retire you may think you know a thing or two about investing. But retirement raises new challenges, especially when it comes to structuring your income. Read more.
By the time you retire you may think you know a thing or two about investing. But retirement raises new challenges, especially when it comes to structuring your income. Read more.
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more? Read more.
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more? Read more.
