Government priorities, SMSF investing and admin, Pension Loans Scheme, Large super fund performance
Highlights of the June 2019 edition of the SuperGuide newsletter include:
- WHAT SHOULD BE THE GOVERNMENT PRIORITIES NOW? We ask some of Australia’s super and retirement planning experts, including Graeme Colley, Jeremy Cooper and Noel Whittaker, what they think the federal government should now be focusing on.
- DO LARGE SUPER FUNDS PERFORM BETTER? Janine Mace investigates whether size is important when it comes to super fund performance.
- PENSION LOANS SCHEME: There are big changes being introduced to the PLS from 1 July 2019. Learn more about the scheme and find out whether it could be suitable for you.
- FRANKED DIVIDENDS – WHAT NOW? Thanks to the Federal election, more Australians than ever are now aware of the benefits of franked dividends. If you’re curious how to make the most of them, Barbara Drury has prepared a useful guide.
- SMSF INVESTING: In a suite of articles, Barbara also looks in detail at ETFs, LICs and managed funds, as well as exploring the top ETFs, managed funds, domestic and international shares invested in by SMSFs. In a separate article Graham Hand reminds us how critical it is to factor in inflation when planning your investments, and the importance of real returns.
- SMSF ADMIN: We also have a special section on SMSF administration, with Penny Pryor looking at what trustees need to remember throughout the year. In separate articles Alexandra Cain looks at the decisions trustees need to make through the lifestage of an SMSF, and Janine Mace provides a trustee checklist for 2019-2020.
FEATURES
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on. Read more.
Being with a big super fund can have advantages, but that doesn’t mean you should switch if your fund isn’t one of the giants increasingly dominating the industry. Read more.
Being with a big super fund can have advantages, but that doesn’t mean you should switch if your fund isn’t one of the giants increasingly dominating the industry. Read more.
The vast majority of financial advisers want the best for their clients, but sadly, some abuse their position for personal gain. Here’s what to watch out for. Read more.
The vast majority of financial advisers want the best for their clients, but sadly, some abuse their position for personal gain. Here’s what to watch out for. Read more.
With the cost of living on the rise, it’s worth making the most of the government discounts and services for older Australians in your state or territory. Read more.
With the cost of living on the rise, it’s worth making the most of the government discounts and services for older Australians in your state or territory. Read more.
The size of the self-managed super fund sector continues to grow in terms of members and assets, at the expense of all but industry super funds. Read more.
The size of the self-managed super fund sector continues to grow in terms of members and assets, at the expense of all but industry super funds. Read more.
NEW FINANCIAL YEAR CHANGES
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home. Read more.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
Changes to the means testing of lifetime annuities have changed potential Age Pension entitlements for retirees who purchased their annuity before or after 1 July 2019. Read more.
The Protecting Your Super Package of reforms start on 1 July 2019. These reforms are designed to protect your super accounts from being eroded by insurance policy fees and premiums… Read more.
The Protecting Your Super Package of reforms start on 1 July 2019. These reforms are designed to protect your super accounts from being eroded by insurance policy fees and premiums… Read more.
SMSF INVESTING
Exchanged-traded funds have taken off in Australia, but there is still a role for LICs and managed funds. Learn about the pros and cons of each. Read more.
Exchanged-traded funds have taken off in Australia, but there is still a role for LICs and managed funds. Learn about the pros and cons of each. Read more.
Exchange-traded funds have exploded in popularity in recent years as an efficient, cost-effective way to build a portfolio, with new funds launched almost monthly. Read more.
Exchange-traded funds have exploded in popularity in recent years as an efficient, cost-effective way to build a portfolio, with new funds launched almost monthly. Read more.
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks. Read more.
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks. Read more.
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20. Read more.
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20. Read more.
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do. Read more.
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do. Read more.
More SMSFs have been dipping their toe into the cryptocurrency market, but the risks are high as the tumultuous events of last year show. Read more.
More SMSFs have been dipping their toe into the cryptocurrency market, but the risks are high as the tumultuous events of last year show. Read more.
SMSF ADMIN
Forewarned is forearmed, as they say, so why not download our 2024 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead. Read more.
Forewarned is forearmed, as they say, so why not download our 2024 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead. Read more.
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought. Read more.
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought. Read more.
An annual audit is one of the necessary tasks associated with running an SMSF, but it can save trustees from inadvertent and costly breaches of the rules. Read more.
An annual audit is one of the necessary tasks associated with running an SMSF, but it can save trustees from inadvertent and costly breaches of the rules. Read more.
