Best performing super funds, Aged care planning, Maximise your Age Pension, Best time to retire, Death benefits
Highlights of the July 2019 edition of the SuperGuide newsletter include:
- SUPER FUND PERFORMANCE: Find out how the median super funds performed over the last financial year, and who were the best performing super funds over one year and 10 years.
- THE BEST TIME TO RETIRE: Choosing when you retire can ultimately have a big impact on your retirement savings, so before you flick the switch to pension phase, we look at a few issues and strategies to consider. In a separate article we list the five questions you need to ask if you’re thinking of retiring in the next 12 months.
- AGED CARE PLANNING: Bina Brown walks us through what to consider when planning for the later stages of retirement.
- PROPORTIONING RULE AND SUPER TAX: What it is and why does it matter? The proportioning rule can impact retirement income, because it can influence the effectiveness of many superannuation retirement strategies in relation to tax. Find out what you need to know in this in-depth article.
- 12 TIPS TO HELP MAXIMISE YOUR AGE PENSION: Regan Welburn shares his top tips to get the most out of your Age Pension. In a separate article, Barbara Drury looks at the recent deeming rate changes and whether they are fair for pensioners.
- WHAT HAPPENS TO YOUR SMSF WHEN YOU GO OVERSEAS? Want to live, travel or work in another country? Make sure you’re across the residency rules and what else you need to take into consideration before you pack your passport.
- HOW TO MAKE YOUR SUPER MORE SOCIALLY AWARE: If you care about responsible investing, check out our article on how to be sure your super and SMSF is backing ethical investments.
FEATURES
As we look back over the 2018/19 financial year, it was a year in two halves. Read more.
As we look back over the 2018/19 financial year, it was a year in two halves. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
When you are planning your retirement bucket list, aged care probably doesn’t rate a mention, but it should if you want to live out your days in comfort and security. Read more.
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix… Read more.
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix… Read more.
Aligning your super investments with your values is increasingly important to many people, but before you switch you should understand what to look for. Read more.
Aligning your super investments with your values is increasingly important to many people, but before you switch you should understand what to look for. Read more.
A recent court case, known as the Narumon case, demonstrates how important it is for self-managed super fund (SMSF) trustees to ensure their documentation is up-to-date, and that binding death… Read more.
A recent court case, known as the Narumon case, demonstrates how important it is for self-managed super fund (SMSF) trustees to ensure their documentation is up-to-date, and that binding death… Read more.
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different… Read more.
An easy way to determine if you believe your super fund is good value, is to assess the cost of your super fund against the average costs for the different… Read more.
SUPER FUND PERFORMANCE
In this article you can discover the top 10 performing Balanced super funds over 1 year and 10 years to 30 June 2024. Balanced funds have 41-60% invested in growth… Read more.
In this article you can discover the top 10 performing Balanced super funds over 1 year and 10 years to 30 June 2024. Balanced funds have 41-60% invested in growth… Read more.
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
RETIREMENT PLANNING
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare. Read more.
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare. Read more.
If retirement is on the cards this financial year it pays to consider these super strategies before you flick the switch to pension phase. Read more
If retirement is on the cards this financial year it pays to consider these super strategies before you flick the switch to pension phase. Read more
If you dream of retiring to an exotic overseas location where the living is easy, be sure to look at the financial, health and other considerations before you make the… Read more.
If you dream of retiring to an exotic overseas location where the living is easy, be sure to look at the financial, health and other considerations before you make the… Read more.
AGE PENSION
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements. Read more.
If you receive a part-Age Pension or none at all due to the level of your assets or income, these 12 strategies may help you increase your pension entitlements. Read more.
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn. Read more.
Under the deeming rules, you are ‘deemed’ to earn a certain annual rate of return on your financial assets, regardless of the rate of return you actually earn. Read more.
SUPER DEATH BENEFITS
With 5 different types of death benefit nomination to choose from when deciding who gets your super death benefit, it’s important to know what each one means Read more.
With 5 different types of death benefit nomination to choose from when deciding who gets your super death benefit, it’s important to know what each one means Read more.
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply. Read more.
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply. Read more.
Having your super pension automatically revert to an eligible beneficiary is an easy way to ensure your wishes are followed without the trustee’s involvement. Read more.
Having your super pension automatically revert to an eligible beneficiary is an easy way to ensure your wishes are followed without the trustee’s involvement. Read more.
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings. Read more.
Before withdrawing your super, it’s important to understand the proportioning rule and how it will impact the amount of tax you will pay on your super savings. Read more.
In case you missed it
Read our Super Guide for the 2019-20 financial year, covering the key rules, regulations, rates and thresholds for the 2019-20 financial year.
