Top performing funds of 2020, Year in Review/Preview, How your super fund works, Definitive guides to insurance in super, Your SMSF calendar, Granny flats get a makeover.
Highlights of the January 2021 edition of the SuperGuide newsletter include:
- TOP 10 SUPER OF 2020. After a surprisingly good year for super, we reveal the top 10 Growth funds over one and 10 years.
- WHAT JUST HAPPENED? We look in the rear-view mirror at events that shaped financial markets in 2020, and what lies ahead in 2021.
- WHO’S PULLING THE STRINGS AT YOUR FUND? We reveal who and what make your super fund perform behind the scenes.
- INSURANCE IN SUPER. Read our definitive guides to life insurance in super, plus the latest on premium increases and cheapest funds for insurance.
- GET YOUR SMSF OFF TO A GOOD START. A new year is a good time to turn a new leaf, with our handy SMSF calendar and a guide to valuing tricky assets.
- MAKING GRANNY FLATS FAIR FOR ALL. New rules clarify the financial implications of granny flats, but a formal agreement is a must.
SUPER NEWS
APRA updates MySuper heatmap, Super fund underperformers, MTAA Super and Tasplan merger, Consultation to improve business communications. Read more.
APRA updates MySuper heatmap, Super fund underperformers, MTAA Super and Tasplan merger, Consultation to improve business communications. Read more.
SUPER FUNDS
Ever wondered why your super fund is set up like it is, or who provides all the services to members? We have the simple answers to all your questions. Read more.
Ever wondered why your super fund is set up like it is, or who provides all the services to members? We have the simple answers to all your questions. Read more.
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
The difference between holding your super savings in a leading fund compared to a lemon can make a big difference to your retirement outcome, so it pays to keep an eye on which funds perform well consistently over the long term as well as the past year. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
Super funds surmounted a wall of worries in 2023 to post a return of almost 10%, thanks to buoyant global share markets. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
INSURANCE THROUGH SUPER
If you have insurance inside super but you’re not sure how it works, it’s easy to take control once you learn the basics and how to assess your needs. Read more.
If you have insurance inside super but you’re not sure how it works, it’s easy to take control once you learn the basics and how to assess your needs. Read more.
TPD cover is a valuable benefit often provided as part of your insurance cover inside super. But there are important differences between funds, so ensure you check out the details. Read more.
TPD cover is a valuable benefit often provided as part of your insurance cover inside super. But there are important differences between funds, so ensure you check out the details. Read more.
Income protection insurance through your super fund can be invaluable for paying the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work. Read more.
Income protection insurance through your super fund can be invaluable for paying the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work. Read more.
Holding death cover through your super fund can be a costeffective way to protect your family and financial dependents and to help pay off your debts if you die. Read more.
Holding death cover through your super fund can be a costeffective way to protect your family and financial dependents and to help pay off your debts if you die. Read more.
As the cost of living rises, life and TPD insurance premiums inside super have bucked the trend with little or no movement in 2023. Read more.
As the cost of living rises, life and TPD insurance premiums inside super have bucked the trend with little or no movement in 2023. Read more.
Income protection premiums continued to increase at a significantly higher rate than death and TPD premiums in 2023, but the cost of cover varies widely. Read more.
Income protection premiums continued to increase at a significantly higher rate than death and TPD premiums in 2023, but the cost of cover varies widely. Read more.
SMSFs
After a tumultuous year that rocked lives and livelihoods, investors have cause for cautious optimism in the year ahead. Read more.
After a tumultuous year that rocked lives and livelihoods, investors have cause for cautious optimism in the year ahead. Read more.
Forewarned is forearmed, as they say, so why not download our 2024 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead. Read more.
Forewarned is forearmed, as they say, so why not download our 2024 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead. Read more.
Take a few minutes out of your day to make some financial commitments for your self-managed super fund in 2023. Read more.
Take a few minutes out of your day to make some financial commitments for your self-managed super fund in 2023. Read more.
SMSFs are required to value their assets at market value every financial year, this is easy enough for listed assets, such as equities, but it’s not so straightforward for unlisted… Read more.
SMSFs are required to value their assets at market value every financial year, this is easy enough for listed assets, such as equities, but it’s not so straightforward for unlisted… Read more.
There are pros and cons to weigh up before you purchase insurance through your SMSF, so it’s important to understand the rules. Read more.
There are pros and cons to weigh up before you purchase insurance through your SMSF, so it’s important to understand the rules. Read more.
RETIREMENT PLANNING
If you’re in your late 40s and want to continue your affluent lifestyle in retirement, it’s time to crunch the numbers and boost your super if necessary. Read more.
If you’re in your late 40s and want to continue your affluent lifestyle in retirement, it’s time to crunch the numbers and boost your super if necessary. Read more.
Even if you are already in your 50s on a low to medium income, it’s not too late to achieve your retirement income goals. Read more.
Even if you are already in your 50s on a low to medium income, it’s not too late to achieve your retirement income goals. Read more.
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you… Read more.
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you… Read more.
Multi-generational households can make a lot of sense financially and for mutual care. But it’s worth making a formal agreement to avoid issues with tax and the Age Pension. Read more.
Multi-generational households can make a lot of sense financially and for mutual care. But it’s worth making a formal agreement to avoid issues with tax and the Age Pension. Read more.
When (and if) you retire is up to you, but there are rules around when you can access your super and the Age Pension. Read more.
When (and if) you retire is up to you, but there are rules around when you can access your super and the Age Pension. Read more.
Now that we are living longer, and the cost of living has increased significantly, we ask retirees if they have any regrets over the timing of their retirement Read more.
Now that we are living longer, and the cost of living has increased significantly, we ask retirees if they have any regrets over the timing of their retirement Read more.
