Managed funds, Adjusting to retirement, Investment scams, SMSF compliance
Welcome to the DECEMBER 2018 edition of the SuperGuide newsletter. Highlights include:
- MANAGED FUNDS: Last month we looked at their little brother, ETFs. This month we list the 20 managed funds that are most invested in by SMSFs.
- ADJUSTING TO RETIREMENT: Michael Longhurst is a retired psychologist and leading authority in the area of adjustment to retirement. We present an extract from his latest book, which analysed the retirement experience of 200 Australians, and identifies eight specific factors that had helped those that had best adjusted to retirement.
- INVESTMENT SCAMS: Scamming has already robbed Australians of more than $1 billion in 2018. We look at the most common ones that target SMSFs and the wider investment community.
- SMSF COMPLIANCE: The ATO imposes a range of penalties for non-compliance, and ignorance is not an excuse. We look at the major responsibilities for all SMSF trustees.
- TRANSFERRING A UK PENSION TO AUSTRALIA: This is not as simple as it sounds, and rule changes have made it much harder in recent years. We examine which funds are allowed to do this and detail the process you need to follow.
FEATURES
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest. Read more.
Super scams are increasingly sophisticated and on the rise so it pays to learn how to detect and avoid them. Read more.
Super scams are increasingly sophisticated and on the rise so it pays to learn how to detect and avoid them. Read more.
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
This article presents findings from a research program that analysed the retirement experience of 200 Australians, and identifies eight specific factors that had helped those that had best adjusted to… Read more.
This article presents findings from a research program that analysed the retirement experience of 200 Australians, and identifies eight specific factors that had helped those that had best adjusted to… Read more.
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done. Read more.
It can make sense to bring your UK pension funds home to Australia, but the process is far from straightforward. We explain how it’s done. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first. In some cases, you may be better holding off for a while. Read more.
If you’re eligible and thinking about tapping into your super before you turn 60, it’s worth checking the tax implications first. In some cases, you may be better holding off for a while. Read more.
When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.
When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.
SMSF COMPLIANCE
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached. Read more.
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached. Read more.
The ATO has increased scrutiny of SMSFs and common areas of non-compliance with superannuation law, and the penalties for getting it wrong can be substantial. Read more.
The ATO has increased scrutiny of SMSFs and common areas of non-compliance with superannuation law, and the penalties for getting it wrong can be substantial. Read more.
Starting a pension from your SMSF involves some paperwork, but it’s not too onerous if you follow these guidelines. Read more.
Starting a pension from your SMSF involves some paperwork, but it’s not too onerous if you follow these guidelines. Read more.
When you set up an SMSF, it’s a good idea to have an exit plan and an understanding of the winding up process. Read more.
When you set up an SMSF, it’s a good idea to have an exit plan and an understanding of the winding up process. Read more.
ACCESSING SUPER AND MAKING CONTRIBUTIONS IN RETIREMENT
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
Many of us dream of early retirement, but if you need to access your super to live the dream you need to tick a few boxes first, beginning with your age. Read more
One of the milestones in your super journey is reached when you turn 60 and can access your super tax free, under certain conditions. Read more
One of the milestones in your super journey is reached when you turn 60 and can access your super tax free, under certain conditions. Read more
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
There are a series of hurdles you need to clear before you can access your super. The first is your age. Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Modernised laws allow contributions up to age 75 and beyond. Discover smart options to get more cash into your super. Read more.
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
Even though the work test has been abolished for most super contributions, if you are over age 67 there is still one type of contribution that needs to pass the… Read more.
