Top super funds, Employer’s guide to super, SMSF technology, Timing retirement, Super vs mortgage, Surge in ‘seniorpreneurs’
Highlights of the August 2022 edition of the SuperGuide newsletter include:
- TOP OF THE CLASS: Check our list of best performing super and pension funds across all risk categories to see how your fund compares.
- EMPLOYER’S GUIDE TO SUPER (PART 1): If you have employees or you’re self-employed, these are the super rules you must follow.
- TECH ADVANCES AND YOUR SMSF: New financial technology could help make light work of managing your own fund.
- WHEN CAN I RETIRE?: It’s a common question but your age is only part of the answer.
- SUPER VS MORTGAGE: With interest rates on the rise, we help you weigh up the best place to put your savings.
- THE MID-LIFE CAREER SWITCH: Ageism, burnout and a desire for work life balance are turning older Aussies into entrepreneurs.
SUPER NEWS
Former Dixon clients need to make complaints ASAP, ASIC warning on super complaints handling, ATO warns of SMS scams, First RBA review in three decades announced, Early release scheme came… Read more.
Former Dixon clients need to make complaints ASAP, ASIC warning on super complaints handling, ATO warns of SMS scams, First RBA review in three decades announced, Early release scheme came… Read more.
After a Trump bump on global sharemarkets in November, super funds are closing in on double digit returns in 2024. Read more.
After a Trump bump on global sharemarkets in November, super funds are closing in on double digit returns in 2024. Read more.
BEST PERFORMING SUPER AND PENSION FUNDS
Check out the best performing super and pension funds across 5 different investment categories over 1 year and 10 years, updated to 30 June 2022.
SUPER AND PENSION FUND QUARTILE RANKINGS
If your super fund is not in the top 10, see which quartile it ranks in across 5 different investment categories and 8 different timeframes, updated to 30 June 2022:
EMPLOYERS GUIDE TO SUPER (PART 1)
Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations. Read more.
Getting the details right when it comes to paying employees’ super can be tricky, so use our 7-point checklist to ensure you meet your super obligations. Read more.
Working out which employees are eligible for SG contributions can be tricky. Employers often think they know, but the ATO can have different ideas. Read more.
Working out which employees are eligible for SG contributions can be tricky. Employers often think they know, but the ATO can have different ideas. Read more.
Working out the right SG contributions for your employees can be confusing, but if you learn the rules there shouldn’t be any problems with the tax man. Read more.
Working out the right SG contributions for your employees can be confusing, but if you learn the rules there shouldn’t be any problems with the tax man. Read more.
Tax deductions are a valuable sweetener for employers when making super contributions for their staff, but which payments can you claim? Read more.
Tax deductions are a valuable sweetener for employers when making super contributions for their staff, but which payments can you claim? Read more.
Failing to make your quarterly SG contributions on time and to the right fund will leave you with a Super Guarantee Charge bill, which can be expensive. Read more.
Failing to make your quarterly SG contributions on time and to the right fund will leave you with a Super Guarantee Charge bill, which can be expensive. Read more.
Chasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing. Read more.
Chasing your unpaid super contributions can be difficult but there are things you can do to get the money you’re owed and ensure your super account keeps growing. Read more.
Next month we will conclude with part 2 of the Employers guide to super.
SMSFs
Rapid advances in technology could help make lighter work of managing your own super fund and potential cost savings. Read more.
Rapid advances in technology could help make lighter work of managing your own super fund and potential cost savings. Read more.
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached. Read more.
SMSFs provide members with a high degree of control and flexibility, but there are strict rules attached. Read more.
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid. Read more.
Even if you outsource most of the boring SMSF admin, there are two annual tasks trustees can’t avoid. Read more.
SuperGuide webinar: SMSF investment strategy
Thursday 25 August 2022 at 11.00am (AEST)
In this 45 minute webinar we will cover:
- What the superannuation rules actually require of SMSF trustees, and what needs to be included in your investment strategy
- The ATO’s expectations for SMSF trustees and what they consider as acceptable
- SMSF auditor expectations when reviewing your investment strategy
- Tips and traps for SMSF Trustees when developing their SMSF investment strategy
RETIREMENT PLANNING
The old definition of retirement no longer fits a new generation of older Australians who are redefining this new chapter of life, often swapping old careers for new opportunities. Read more.
The old definition of retirement no longer fits a new generation of older Australians who are redefining this new chapter of life, often swapping old careers for new opportunities. Read more.
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire. Read more.
It’s a common question and the short answer is that age is only one of many considerations when you are weighing up when to retire. Read more.
Whether it’s better to tip savings into super or the mortgage is a common question and even more pertinent now that mortgage interest rates are on the rise and returns… Read more.
Whether it’s better to tip savings into super or the mortgage is a common question and even more pertinent now that mortgage interest rates are on the rise and returns… Read more.
Working out how much income you will need in retirement is no easy task, but some simple rules of thumb may provide an estimate to start the planning process. Read more.
Working out how much income you will need in retirement is no easy task, but some simple rules of thumb may provide an estimate to start the planning process. Read more.
With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones? Read more.
With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones? Read more.
