Best performing funds, Super scams, SMSF retirement income strategy, Timing your retirement, Starting a super pension, Tax and death benefits
Highlights of the August 2021 edition of the SuperGuide newsletter include:
- TOP SUPER FUNDS: We reveal which funds are the best performers, the best at managing risk and top sustainable funds.
- SCAM ALERT! With super scams on the rise, being alert to the danger signs can save much alarm.
- FOCUS ON RETIREMENT INCOME: SMSFs have been put on notice that the Retirement Income Convenant will also apply to them.
- COUNTDOWN TO RETIREMENT: Recent rule changes make it easier to boost your nest egg close to retirement, but timing still matters.
- SUPER WAYS TO START A PENSION: So you’re ready to start withdrawing your super. We guide you through your options.
- DEATH AND TAXES: Understanding how death benefits are taxed will benefit your loved ones when they inherit your super.
HOW SUPER WORKS
Retirement income covenant position paper released, Latest Superannuation Inquiry is “political theatre”, Retail investors flock to sustainable strategies, Superhero launches new super fund, SMSFs most satisfied superannuation fund members, Australians… Read more.
Retirement income covenant position paper released, Latest Superannuation Inquiry is “political theatre”, Retail investors flock to sustainable strategies, Superhero launches new super fund, SMSFs most satisfied superannuation fund members, Australians… Read more.
Super scams are increasingly sophisticated and on the rise so it pays to learn how to detect and avoid them. Read more.
Super scams are increasingly sophisticated and on the rise so it pays to learn how to detect and avoid them. Read more.
These case studies show you how to bring forward future super contributions and carry forward unused contributions from the past. Read more.
These case studies show you how to bring forward future super contributions and carry forward unused contributions from the past. Read more.
SUPER FUND PERFORMANCE
While super funds with the highest annual returns capture headlines, some funds and their members place a premium on balancing rewards with a focus on consistency. Read more.
While super funds with the highest annual returns capture headlines, some funds and their members place a premium on balancing rewards with a focus on consistency. Read more.
Sustainable funds delivered strong returns last financial year, comparing favourably with their non-sustainable peers. Read more.
Sustainable funds delivered strong returns last financial year, comparing favourably with their non-sustainable peers. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Pension funds enjoyed another stellar run last financial year, with returns well ahead of inflation. Read more.
Pension funds enjoyed another stellar run last financial year, with returns well ahead of inflation. Read more.
BEST PERFORMING SUPER AND PENSION FUNDS
Check out the best performing super and pension funds across 5 different investment categories over 1 year and 10 years, updated to 30 June 2021.
Super funds
Pension funds
SUPER AND PENSION FUND QUARTILES
If your super fund is not in the top 10, see which quartile it ranks in across 5 different investment categories and 8 different timeframes, updated to 30 June 2021:
Super and pension fund performance: Where does your fund rank?
SMSFs
The new retirement income covenant effective from 1 July doesn’t apply to SMSFs, but that doesn’t mean trustees can’t learn from it. Read more.
The new retirement income covenant effective from 1 July doesn’t apply to SMSFs, but that doesn’t mean trustees can’t learn from it. Read more.
Running an SMSF can sound appealing when you start out, but as the years pass there are many reasons you may want out. So, what are the alternatives? Read more.
Running an SMSF can sound appealing when you start out, but as the years pass there are many reasons you may want out. So, what are the alternatives? Read more.
Exchanged-traded funds have taken off in Australia, but there is still a role for LICs and managed funds. Learn about the pros and cons of each. Read more.
Exchanged-traded funds have taken off in Australia, but there is still a role for LICs and managed funds. Learn about the pros and cons of each. Read more.
The ability to invest in real property is one of the attractions of SMSFs, but it’s tightly regulated. Read more.
The ability to invest in real property is one of the attractions of SMSFs, but it’s tightly regulated. Read more.
RETIREMENT PLANNING
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer. Read more.
If you are looking to wind back working hours or boost your super in the lead-up to retirement, a transition-to-retirement (TTR) pension may be the answer. Read more.
Good financial literacy and understanding how to manage and invest your nest-egg is an essential skill when it comes to navigating the complexity of creating a steady retirement income. Read more.
Good financial literacy and understanding how to manage and invest your nest-egg is an essential skill when it comes to navigating the complexity of creating a steady retirement income. Read more.
This article is a step-by-step guide to claiming the Age Pension and getting it right the first time so you can avoid any delays or frustration. Read more.
This article is a step-by-step guide to claiming the Age Pension and getting it right the first time so you can avoid any delays or frustration. Read more.
IN RETIREMENT
When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.
When you retire there’s more than one way to withdraw income from your super; we explain your options. Read more.
With 5 different types of death benefit nomination to choose from when deciding who gets your super death benefit, it’s important to know what each one means Read more.
With 5 different types of death benefit nomination to choose from when deciding who gets your super death benefit, it’s important to know what each one means Read more.
Having your super pension automatically revert to an eligible beneficiary is an easy way to ensure your wishes are followed without the trustee’s involvement. Read more.
Having your super pension automatically revert to an eligible beneficiary is an easy way to ensure your wishes are followed without the trustee’s involvement. Read more.
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply. Read more.
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply. Read more.
