How the wealthy invest, SMSFs vs Member Direct, Home Care Package costs, Choosing a retirement calculator, Putting an inheritance into super
Highlights of the August 2019 edition of the SuperGuide newsletter include:
- HOW THE WEALTHY INVEST: Want to know the secrets of what the cashed up do with their money? We look at how the well-off invest and the results may surprise you…
- PUTTING AN INHERITANCE INTO SUPER: What should you do with an inheritance? Is it better to pay off your mortgage, pay down debt or put it into super? We look at the pros and cons of different strategies so you can make the most of an inheritance.
- HOW INFLATION AFFECTS YOUR RETIREMENT INCOME: Inflation can rob you of your super over time. Find out how it happens and what you can do to stop it.
- WHAT TO DO WHEN A MEMBER LEAVES A SMSF: Breaking up can be hard to do – especially when a member leaves a SMSF under less than amicable circumstances. Here’s how to avoid the pain up front.
- SUPER PERFORMANCE AND RISK: Super is a risky business. But how much risk should you take – and how can you calculate the real risk involved in your investments? We look at how to measure risk and use it to your advantage.
- SELLING A BUSINESS BEFORE RETIREMENT? Business owners face a lot of big decisions when planning their retirement. We talk to a transition expert who helps business owners who are looking to retire, set themselves up for success and outline the pitfalls to avoid.
- PLANNING SPENDING FOR THE THREE STAGES OF RETIREMENT: Research shows that there are three clear stages in most people’s retirement, and they all need a different budget. Find out more, so you can plan your retirement spending better.
SUPERANNUATION
APRA to rate super funds, ATO cracking down on SMSF diversification and Australians working longer. Read more.
APRA to rate super funds, ATO cracking down on SMSF diversification and Australians working longer. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Despite a despondent October performance, super funds are up a healthy 10.3% so far this year with only six weeks to go. Read more.
Older single women face increasing challenges to building a superannuation balance that can adequately support them in retirement. Read more.
Older single women face increasing challenges to building a superannuation balance that can adequately support them in retirement. Read more.
Increasingly super funds offer support through education, advice, apps and rewards – find out if your fund stacks up in terms of what it does for you. Read more.
Increasingly super funds offer support through education, advice, apps and rewards – find out if your fund stacks up in terms of what it does for you. Read more.
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions. Read more.
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement. Read more.
Retiring early due to poor health can really have an impact on your retirement plans and finances, so here’s 7 tips on what to consider. Read more.
Retiring early due to poor health can really have an impact on your retirement plans and finances, so here’s 7 tips on what to consider. Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals. Read more.
SMSFs
Many large superannuation funds now offer a member direct option which can be a good training ground for anyone considering an SMSF. Read more.
Many large superannuation funds now offer a member direct option which can be a good training ground for anyone considering an SMSF. Read more.
Single touch payroll (STP) reporting is a streamlined way for employers to provide the Australian Taxation Office (ATO) with payroll information, that is, pay as you go (PAYG) withholding and… Read more.
Single touch payroll (STP) reporting is a streamlined way for employers to provide the Australian Taxation Office (ATO) with payroll information, that is, pay as you go (PAYG) withholding and… Read more.
If there’s one thing certain in life it’s this – things change. If you or another member of your SMSF want to take your leave, strict rules apply. Read more.
If there’s one thing certain in life it’s this – things change. If you or another member of your SMSF want to take your leave, strict rules apply. Read more.
RETIREMENT
Retirement planning often focuses on finances but preparing yourself emotionally and practically is just as important. Read more.
Retirement planning often focuses on finances but preparing yourself emotionally and practically is just as important. Read more.
Government funding is available for older Australians who want to remain in their own home with in-home care, but you need to know where to look. Read more.
Government funding is available for older Australians who want to remain in their own home with in-home care, but you need to know where to look. Read more.
Worrying about your household budget is something we all do at times, but retirees can’t easily replenish their savings, so rising prices and inflation can represent a big challenge. Read more.
Worrying about your household budget is something we all do at times, but retirees can’t easily replenish their savings, so rising prices and inflation can represent a big challenge. Read more.
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age. Read more.
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age. Read more.
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you… Read more.
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you… Read more.
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to… Read more.
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to… Read more.
INVESTING
Have you ever wondered how the rich invest? Very cautiously is the answer. Read more.
Have you ever wondered how the rich invest? Very cautiously is the answer. Read more.
Technology is at the heart of recent innovation by platform providers as they compete against each other, industry funds and SMSFs for your super and non-super investments. Read more.
Technology is at the heart of recent innovation by platform providers as they compete against each other, industry funds and SMSFs for your super and non-super investments. Read more.
While super funds with the highest annual returns capture headlines, some funds and their members place a premium on balancing rewards with a focus on consistency. Read more.
While super funds with the highest annual returns capture headlines, some funds and their members place a premium on balancing rewards with a focus on consistency. Read more.
We all want to earn top notch returns from our super fund, but at what level of risk? This is how you find the sweet spot. Read more.
We all want to earn top notch returns from our super fund, but at what level of risk? This is how you find the sweet spot. Read more.
