SuperGuide

Superannuation and retirement planning information

April 2023 Retirement planner newsletter

How to measure the financial impact of delaying retirement
Timing your retirement could be one of your most important decisions. Here we examine the reasons to consider a delay and the tools available to help with your choice. Read more.
How to measure the financial impact of delaying retirement
Timing your retirement could be one of your most important decisions. Here we examine the reasons to consider a delay and the tools available to help with your choice. Read more.
Retirement planning tips and strategies if you are in your 50s
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
Retirement planning tips and strategies if you are in your 50s
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals. Read more.
Planning to retire this year and start a super pension? Here’s what to consider
If retirement is on the cards this financial year it pays to consider these super strategies before you flick the switch to pension phase. Read more
Planning to retire this year and start a super pension? Here’s what to consider
If retirement is on the cards this financial year it pays to consider these super strategies before you flick the switch to pension phase. Read more
5 strategies to help fix your total super balance problem
As your Total Super Balance impacts your eligibility to make certain super contributions, it’s vital to monitor it regularly when considering your options. Read more.
5 strategies to help fix your total super balance problem
As your Total Super Balance impacts your eligibility to make certain super contributions, it’s vital to monitor it regularly when considering your options. Read more.
Can I get free financial advice?
The best things in life are free, but is financial advice one of them? Find out the possibilities. Read more.
Can I get free financial advice?
The best things in life are free, but is financial advice one of them? Find out the possibilities. Read more.
Q&A: Can I contribute to super after I start a pension?
Is it allowable to commute a pension, add the additional funds, and then restart a “new pension” with the increased amount, all on the same day? Read more.
Q&A: Can I contribute to super after I start a pension?
Is it allowable to commute a pension, add the additional funds, and then restart a “new pension” with the increased amount, all on the same day? Read more.
Q&A: How can I recontribute my pension payments back into my super?
When I receive payments from an account-based pension, I know I can put some back to my accumulation account. How is the amount put back treated? Is it a non-concessional… Read more.
Q&A: How can I recontribute my pension payments back into my super?
When I receive payments from an account-based pension, I know I can put some back to my accumulation account. How is the amount put back treated? Is it a non-concessional… Read more.
Q&A: Can I withdraw a lump sum after I start a pension?
Once the super account is a pension account, can a lump sum be withdrawn, say, after one year of receiving a pension from it? Read more.
Q&A: Can I withdraw a lump sum after I start a pension?
Once the super account is a pension account, can a lump sum be withdrawn, say, after one year of receiving a pension from it? Read more.

The proposed new $3 million super changes: What you need to know

Thursday 27 April 2023 at 11:00 am AEST

We take a look at the proposed new tax regime for super fund members with balances above $3 million, how it will work, when it may come into play, and what you should be considering now.

Find out more

If you’d like to contribute more to super in your pre-retirement years but you’re worried about the concessional contribution cap, checking your eligibility to use carry-forward concessional contributions is critical.

This measure could allow you to contribute more than you think – boosting your balance and reducing your tax bill.

Learn more about catch-up contributions here.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.