Your tax guide to accessing your super over age 60
Once you turn 60 and start withdrawing your super, the tax advantages of the super system come into play.
SMSFs: What is an actuarial certificate, and how much do they cost?
When a member of your SMSF retires and starts receiving pension income, then it’s time to put an actuarial certificate on your annual to-do list. Here’s what’s involved.
What is the Medicare Safety Net and am I eligible?
The government subsidises some of the out-of-pocket medical costs for eligible retirees and families, so it pays to know what’s available.
What are the accumulation and retirement phases of super?
Superannuation has two broad phases – accumulation phase and retirement phase. But it’s important to note they aren’t mutually exclusive. You can have money in both at once.
A simple guide to what tax is payable on super death benefits
Your beneficiaries could end up paying more tax than necessary when they receive your superannuation death benefit if you don’t learn the rules that apply.
Quiz: Age Pension rules
Take our 10-question quiz to test your knowledge on the Age Pension rules.
Market volatility and super: How to resist the itch to switch
You’ve probably heard the saying that successful investing is about time in the market, not timing the market. It’s easier said than done when markets are volatile, but it’s worth holding your nerve in the long run.
Quiz: Super for beginners
Does super bamboozle you? Take this quick quiz to learn some of the super fundamentals.
What should the federal government’s super and retirement planning priorities be?
As we see the dawn of a new government, we asked some of Australia’s top experts in superannuation and retirement planning what they think the government should be focusing on.
Planning for cognitive decline
Dr Jane Lonie from Autonomy First discusses some of the key aspects of cognitive impairment that retirees should be aware of, and why it is prudent to have a plan for cognitive decline.
SMSF pensions: Planning your pension properly
Tim Miller from SuperGuardian discusses the most important considerations when planning a pension, potential traps to look out for, and what often can be overlooked.
Quiz: SMSFs for beginners
Take the following 10-question quiz to test your knowledge on the fundamentals of self-managed super funds (SMSFs).
The power of compound interest
Even modest regular savings can grow into substantial nest egg, thanks to the combined effects of compound interest and time. Here’s how it works.
Video: Explainer on the legacy retirement income products amnesty
John Maroney, CEO of the SMSF Association explains the amnesty on legacy retirement income products that was announced in the 2021 Federal Budget.
Key observations from the Retirement Income Review
It’s quite a challenge to succinctly summarise the 233,117 words of the Retirement Income Review, and the report itself will be dwarfed by the coverage it receives in the coming weeks, months and years.
Video: What is Personal Capital?
David Williams from My Longevity talks about the concept of Personal Capital and why it’s important retirees don’t overlook it.
What is a Longevity Plan, and how do they work?
In this video interview David Williams from My Longevity talks about the benefits of having a Longevity Plan and how to create one.
SMSF Q&As with the ATO: COVID-19 special
Dana Fleming, Assistant Commissioner of the SMSF Segment at the ATO, provides useful insights for SMSF trustees about current issues such as the early release of super process, providing rental concessions for tenants and the change to the minimum pension drawdown rates.
