Reducing tax on capital gains with super contributions
If you’ve made a capital gain this year, the tax office is knocking at the door. A personal tax-deductible super contribution could keep them at bay.
Articles by Kate Crawford
How to use the Moneysmart Superannuation calculator
Watch our video demonstration of ASIC’s MoneySmart Superannuation calculator to see how it can help you predict your final balance and compare super funds.
How to use the Moneysmart Super contributions optimiser
The Moneysmart Super contributions optimiser will help you get the most out of your super contributions, maximising tax savings and government contributions. Our video tutorial walks you through how to use this valuable tool and understand the results, so you can supercharge your savings.
What advice can I get from my super fund in retirement?
Retirement is not the end of the road when it comes to your need for financial advice. Thankfully, your super fund may be well placed to give you the help you need, and simple advice may even be included in the cost of your membership.
YourSuper comparison tool review
Our video review demonstrates how to use the ATO super fund comparison tool to shortlist products you may wish to consider.
How to use the Moneysmart Retirement Planner
There can be a bit of a learning curve with MoneySmart’s Retirement Planner, and it may appear intimidating at first glance, so we created a short video to help you get an understanding of how the tool works.
How much super do I need if I don’t own a home?
With housing affordability an increasing issue, the needs of retired renters deserve attention. Discover what renting could mean for your retirement income and super balance goals.
Financial advice through super funds: What’s on offer?
Super funds have been expanding their financial advice services to members, but it’s important to understand the different levels of advice on offer, how it’s provided and paid for.
Women and super (Part 3): Making the most of super and other assets after retirement
Don’t mistake retirement for the end of the line. There are still ways to boost your income and support your lifestyle once you retire – even if your final super balance was disappointing.
Webinar:Â Women’s super: Closing the gap
We know women’s super balances tend to be lower than men’s. There are many reasons – broken working patterns, the gender pay gap, and that women are more likely to work less than full-time hours.
Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Check our 7 tips for women approaching retirement to close the gender gap and ensure a comfortable and secure life after work.
What is a target market determination and why should you care?
Have you heard mention of target market determinations in an advertisement for a super fund or another financial product? Wondering why they’re important?
Planning your account-based pension withdrawals for the new financial year
Choosing an annual payment for your account-based pension can be difficult, with many retirees choosing to stick to the minimum. Find out what to consider when setting your payments – you may comfortable withdrawing more than you thought.
Greenwashing: Do your super fund’s credentials stack up?
Greenwashing has been in the news lately, with ASIC suing a super fund over misleading claims about its sustainable options. Find out how to read beyond the marketing hype.
The 7 biggest super mistakes – and how to avoid them
Find out if you’ve fallen into one of the most common super traps, and what you can do to climb out.
Early release of super for illness or injury
Being sick or injured is stressful and difficult financially. Early release of money from your super could help relieve the pressure.
How to change super funds (in 5 easy steps)
If you’re unhappy with your current super fund and ready to jump ship, following these steps will ensure the transfer process goes smoothly.
