Tips to boost your super when retirement is approaching
As retirement nears, setting your super on the right path is more important than ever.
Articles by Kate Crawford
Super or mortgage: Where should I put my extra savings?
It’s a common question with no simple answer; you will need to do your own sums. We show you how.
What are the buy/sell spreads charged by my super fund?
Could you be overlooking some of the costs in your super? Find out how buy/sell spreads can take a bite of the pie.
What are unit pricing and crediting rates and why do they matter?
Ever wondered how your super fluctuates over time? Understanding unit prices and crediting rates is the key to unlocking how your fund calculates returns.
Tips to boost your super when time is on your side
Retirement may seem distant, but focusing on your super with plenty of time up your sleeve can set you up for a secure future and minimise sacrifices down the line.
How to measure the financial impact of delaying retirement
If you are weighing up whether you can afford to retire sooner rather than later, it’s worth calculating some different scenarios before you pull the plug on your working life. We show you how.
Your super after death: How to get your savings into the right hands fast
With the news that super funds have taken a year or more to pay families after a member dies, what can you do to protect your loved ones?
Super tax breaks to be reduced for accounts with more than $3 million
The federal government has released draft legislation for its controversial new tax on super balances above $3 million, clarifying some issues but retaining the substance of its original plan.
How to boost your spouse’s balance and make the most of super caps (including calculator)
Couples who plan together succeed together. Learn how paying attention to your spouse’s super could maximise your opportunities.
Transfer balance cap (TBC) for super pensions: How it works
The transfer balance cap limits the amount you can transfer from your super savings into a tax-free pension. The cap is currently $1.9m but you may have a different cap depending on when you started a pension.
How to make the most of your super contributions
Choosing the optimal mix of before and after-tax super contributions can make a big difference to your retirement outcome. We show you how to work out the best solution for you.
Retirement planning case study: Hassan, 60
This is a fascinating case study of a 60 year-old divorcee boosting a modest super balance through a transition-to-retirement strategy, carry-forward contributions and part-time work in retirement.
Super recontribution strategy: How it works
Find out how a recontribution strategy can decrease tax for your beneficiaries and help you and your spouse share super balances more evenly.
10 points to check on your annual super fund statement
Your annual super fund statement provides a useful snapshot of where you are on the road to retirement and if you’re on track to reach your destination – you just need to know where to look.
How the First Home Super Saver (FHSS) scheme works
Let low taxes and a generous interest rate do the heavy lifting while you save for your first home in super. To encourage take-up of the scheme, changes have been made that simplify the process.
What you need to know about investing an inheritance into super
Learn how investing a sudden financial gain in super can pay off, with detailed case studies and a look at important restrictions.
APRA’s performance test: Platforms miss the mark
The results of the 2024 performance test are in. Find out what this means for your super choices.
Converting super into retirement income: What are your options?Â
Choosing the best combination of retirement income sources for your circumstance can make a big difference to your overall retirement income.
