How to buy a commercial property and lease it through your SMSF
With an SMSF you can buy the property used by your business to become your own landlord. But how do you ensure you stay on the right side of the tax man?
SMSF estate and succession planning: What’s the difference?
When planning who gets what when you die, many people forget about their SMSF. It’s not just about the distribution of fund assets, but who’s in control.
Had enough of your SMSF: What are your options?
Running an SMSF can sound appealing when you start out, but as the years pass there are many reasons you may want out. So, what are the alternatives?
TPD insurance through super: A definitive guide
TPD cover is a valuable benefit often provided as part of your insurance cover inside super. But there are important differences between funds, so ensure you check out the details.
Income protection insurance through super: A definitive guide
Income protection insurance through your super fund can be invaluable for paying the bills if you can’t work temporarily. But it’s important to understand exactly how these policies work.
How your super fund works and who’s who in your fund
Ever wondered why your super fund is set up like it is, or who provides all the services to members? We have the simple answers to all your questions.
Super tips and strategies if you are in your 30s or 40s
You’ve barely reached mid-career and retirement can still seem a long way off. But there are some important things you need to check when it comes to your super, so here are 10 top tips to help ensure your retirement plans are on track.
Worried about your super? How not to turn a paper loss into a real one
When sharemarkets fall and people start panicking, it’s easy to think the best solution is to sell your investments or swap out of your super fund investment option. But it’s a decision that could cost you dearly.
What are the buy/sell spreads charged by my super fund?
Buy/sell spread fees are something we’re all likely to see a lot more of thanks to ASIC’s new disclosure rules for annual fund member statements. So just what are these mysterious charges and how do they work?
How to change your investment option: 6 points to check before you switch
If you’re unhappy with how your super savings have grown, it’s worth considering whether you’re in the right investment option in your super fund. To help you work through the process of making an investment option switch, check out our simple explainer.
What are unit pricing and crediting rates and why do they matter?
Understanding your super balance and comparing the performance of your super fund with other funds involves more than just checking fees, super contributions and insurance premiums. It’s also knowing how – and when – your super fund calculates and applies investment earnings to the balance of your super account.
Revamp for super system: Financial Services Royal Commission recommends change
The final report from the Royal Commission is likely to result in major change for the superannuation industry – both for super fund members and for trustees and executives managing the large super funds.
Super’s next shake up? Productivity Commission gets tough
Australia’s current super system is “harming millions of members” through underperforming funds, multiple accounts and excessive fees.
