What is the value of financial advice when it comes to your retirement?
When it comes to planning your retirement, good financial advice can provide valuable benefits – both for your finances and your emotional wellbeing.
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Janine has over 25 years’ experience writing about superannuation, including a decade as Managing Editor of the ASFA’s highly respected industry magazine, SuperFunds. She has worked with a range of super funds and leading institutional investment managers.
Her work has appeared in the Australian Financial Review personal finance section and she has been a regular contributor to Money Management and Financial Planning magazines.
When it comes to planning your retirement, good financial advice can provide valuable benefits – both for your finances and your emotional wellbeing.
Selecting the right investment option for your super pension has a big impact on how much money you can spend during your retirement years.
For many years the super system treated same-sex and de facto couples differently, but recent changes to the law have removed the final barriers to equality.
In your 60s and 70s, super is still very important and there are some significant decisions to make, so here’s some tips on what to keep an eye on.
Indexing is an increasingly popular investment strategy and many super funds offer it as an investment option, but how does it work and what are the benefits?
Keeping detailed records on SG contributions for your employees is essential if you want to avoid problems with the ATO and claim the available tax deductions.
When you are paying SG contributions for your employees, there are various payment options and technologies you can select to make the task a little easier.
There are lots of overlooked benefits that come with your super account, so it’s worth checking out what’s on offer.
When you’re in your 20s, retirement seems a long way off, but there are some important things you can do. Here’s 10 tips to ensure your savings stay on track.
Staying in the workforce past the traditional retirement age can have many benefits – both financially and in terms of your physical and mental health.
More disclosure of the investment assets held by your super fund makes for interesting reading and can help you compare different investment options.
Unlisted assets are an important investment for some larger super funds as their more stable returns provide a useful balance for the volatility of listed assets like shares.
When selecting a default super fund for your employees it’s essential it offers a MySuper product. Otherwise, you could find yourself in trouble with the ATO.
While working in the gig economy can be more flexible, it can also be a recipe for a much smaller retirement savings pot if you don’t take steps to fix it.
Diversification is one of the key principles behind good investing and there’s a lot you can learn from how successful super funds invest their members’ money.
Your current investment option plays a big role in determining the investment return your super receives each year. Maybe it’s time to take a closer look.
Although defined benefit funds are disappearing in Australia, if you’re lucky enough to be a member, they can offer a valuable way to save for your retirement.
With an SMSF you can buy the property used by your business to become your own landlord. But how do you ensure you stay on the right side of the tax man?
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