Who gets your super when you die? A guide to death benefit nominations
With 5 different types of death benefit nomination to choose from when deciding who gets your super death benefit, it’s important to know what each one means
Employee or contractor for super purposes? How to tell the difference
Employers generally don’t pay super for contractors, but it’s tricky to work out how they differ from employees. Here’s some rules to help you understand the difference.
How to plan your spending through the 3 stages of retirement
Research shows your spending in retirement depends not just on how much you have in your nest egg, but also on the phases you go through as you age.
What are annuities, and how can they help in retirement?
For some people, annuities can be an easy way to convert some of your super into a guaranteed income stream to cover your basic expenses in retirement.
Tax returns in retirement: Do I need to lodge one?
Just because you’re retired doesn’t mean you can avoid dealing with the ATO. If you have an SMSF, or income other than a tax-free super pension, you still need to lodge a tax return.
The importance of the 10/30/60 Rule to your retirement income
The investment return on your super pension account is just as important as the returns you earn on your super while you are working, as this simple ‘rule of thumb’ demonstrates.
How sequencing risk affects your retirement
Sequencing risk can ruin even the most carefully planned retirement, with losses and low returns as you move into retirement reducing how much you can spend.
How long you can expect to live and what it means for your super
Estimating how long you might live is a key part of planning your retirement, as you need an idea of how many years you may need a source of retirement income.
Retirement planning tips and strategies if you are in your 50s
In your 50s you’re in the final stretch before retirement, so it’s important to pay attention to your super to ensure you’re set to reach your retirement goals.
Choosing a super fund: Does size really matter?
Being with a big super fund can have advantages, but that doesn’t mean you should switch if your fund isn’t one of the giants increasingly dominating the industry.
How accurate are ‘retirement estimates’? 7 assumptions you need to understand
Fund estimates and online calculators can provide value insights for planning your retirement, but you need to understand the assumptions used to create them.
What is the value of financial advice when it comes to your retirement?
When it comes to planning your retirement, good financial advice can provide valuable benefits – both for your finances and your emotional wellbeing.
How to choose an investment option for your super pension
Selecting the right investment option for your super pension has a big impact on how much money you can spend during your retirement years.
What are the super and Age Pension rules for same-sex couples?
For many years the super system treated same-sex and de facto couples differently, but recent changes to the law have removed the final barriers to equality.
ACT Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but many older people in the ACT forget to grab one of the best deals on offer – the ACT Seniors Card.
NT Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many people in the Northern Territory forget to grab one of the best deals on offer – their NT Seniors Card.
NSW Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many people in NSW forget to grab one of the best deals on offer – their NSW Seniors Card or Seniors Savers Card.
QLD Seniors Card: Benefits, discounts and how to apply
Everyone loves a bargain, but once they turn 60 many Queenslanders forget to grab one of the best deals on offer – their QLD Seniors Card, Seniors Card+go or Seniors Business Discount Card.
