Estate planning and SMSFs: What it is and why it matters
Along with a valid Will, your SMSF is an essential part of your estate plan. From your personal wishes to tax and legal matters, there’s a lot to consider.
What is a testamentary trust and does my Will need one?
Establishing a testamentary trust can have valuable estate planning benefits. With significant amounts due to be transferred via inheritances in the coming decades, it may be worth considering one.
Insurance inside super: A definitive guide
If you have insurance inside super but you’re not sure how it works, it’s easy to take control once you learn the basics and how to assess your needs.
How the Home Equity Access Scheme works (formerly Pension Loan Scheme)
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
Reverse mortgages: What are they and how do they work?
If you’re finding it difficult to make ends meet in retirement, one solution to free up some extra cash could be to take out a reverse mortgage.
Small APRA funds: What are they and why would I need one?
Small APRA funds are often overlooked, but they offer valuable benefits if you want more control of your super investments without the trustee responsibilities.
What’s the Carer Payment and am I eligible?
Providing full-time care usually means you can’t work to earn an income, but you may qualify to receive a Carer Payment instead, so check what is on offer.
What’s the Carer Allowance and am I eligible?
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
3 steps to making a complaint about your super fund
When things go wrong with your super fund or its insurer, it’s good to know there are steps you can take to help get things put right.
Who to turn to if you have a problem with your financial adviser
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow.
What happens when you meet a financial adviser
Getting good financial advice can make a big difference to your financial position, but before you take the plunge make sure you understand what’s involved.
Tips to help your super last longer
Once you’ve retired it’s normal to worry about whether your retirement savings will be enough, but with a few simple strategies you can stretch your nest-egg a little further.
Why financial literacy is vital for a good retirement
Good financial literacy and understanding how to manage and invest your nest-egg is an essential skill when it comes to navigating the complexity of creating a steady retirement income.
Diversification and your SMSF: Why and how to do it
Diversifying your portfolio is a key task when it comes to investing and it’s a vital one for your SMSF as it can reduce risk and smooth investment returns.
How myGov can help you keep track of your super
Keeping track of your super can be time-consuming and difficult, but linking the ATO’s online services to your myGov account makes it easier – and secure.
What is myGov and how do I use it?
Dealing with government agencies these days means going through myGov. So, if you want help with your super or tax affairs, it’s time to set up your account.
5 strategies to help fix your total super balance problem
As your Total Super Balance impacts your eligibility to make certain super contributions, it’s vital to monitor it regularly when considering your options.
How redundancy and retirement impact your employees’ super
Working out termination and super payments for a departing employee can be confusing, but be careful not to provide them with financial advice.
