What different types of financial advice should I consider?
Good advice can make a big difference to both your financial position and retirement plans, but it can be confusing to know what’s available and who to ask.
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Janine has over 25 years’ experience writing about superannuation, including a decade as Managing Editor of the ASFA’s highly respected industry magazine, SuperFunds. She has worked with a range of super funds and leading institutional investment managers.
Her work has appeared in the Australian Financial Review personal finance section and she has been a regular contributor to Money Management and Financial Planning magazines.
Good advice can make a big difference to both your financial position and retirement plans, but it can be confusing to know what’s available and who to ask.
The end of the financial year is a good time to get your super house in order. Check our tips to make the most of your opportunities.
The cost-of-living crisis has left many retirees worried about their financial position, so now could be a good time to check if your retirement budget needs a tune-up.
Deciding to run two or more SMSFs has both pros and cons, so you need to weigh them carefully and ensure it’s the right strategy for your personal situation.
If you’re a member of a big super fund, chances are you’re a part-owner in an airport, a pipeline, or a major shipping port. Learn why super funds have embraced infrastructure and what’s in it for you.
Worrying about whether your retirement savings will be enough is normal, but there are some easy steps you can take to ensure you’re as prepared as you can be for retirement.
Worrying about your household budget is something we all do at times, but retirees can’t easily replenish their savings, so rising prices and inflation can represent a big challenge.
Along with a valid Will, your SMSF is an essential part of your estate plan. From your personal wishes to tax and legal matters, there’s a lot to consider.
Planning financial support for your children after you die is tricky, but a child with disability makes the task even harder. How do you ensure your child is cared for and financially secure?
Establishing a testamentary trust can have valuable estate planning benefits. With significant amounts due to be transferred via inheritances in the coming decades, it may be worth considering one.
If you have insurance inside super but you’re not sure how it works, it’s easy to take control once you learn the basics and how to assess your needs.
The Home Equity Access Scheme can be a great way to boost your retirement income by taking a loan from the government against the equity in your home.
If you’re finding it difficult to make ends meet in retirement, one solution to free up some extra cash could be to take out a reverse mortgage.
Small APRA funds are often overlooked, but they offer valuable benefits if you want more control of your super investments without the trustee responsibilities.
Providing full-time care usually means you can’t work to earn an income, but you may qualify to receive a Carer Payment instead, so check what is on offer.
If you’re retired and caring for an ill or frail partner or family member, the government’s Carer Allowance can provide some useful extra income.
When things go wrong with your super fund or its insurer, it’s good to know there are steps you can take to help get things put right.
If you have problems with your financial adviser, it’s important to know who you can turn to for help in solving your complaint and the process you need to follow.
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