SMSF property ownership options and opportunities
One of the attractions of SMSFs is their ability to invest in real property, and there are many ways trustees can go about it.
Articles by Garth McNally
Tax hike on super balances above $3 million: Is it time to rethink our retirement savings vehicles?
Super may be the most tax-effective retirement savings vehicle, but for those with higher balances it may be time to look at alternatives.
Q&A: Can you transfer an investment property into an SMSF?
Remember that it is not an asset that you own. It’s owned by the trust. Even if you’re a beneficiary of the family trust, the trustee can give you income, it can assign you income, but you don’t own the assets.
Q&A: Can you make an in specie transfer of crypto into an SMSF?
You can’t currently transfer a crypto asset or holding into your SMSF. You couldn’t do it by way of an in specie contribution, and you couldn’t do it by way of the fund acquiring it from you for cash. The rules are the same.
Q&A: Contributing to super prior to a pension
Can I immediately, after making these contributions, transfer my accumulation super to a pension account, or do I need to wait three years due to the bring-forward?
Webinar:Â The proposed new $3 million super changes: What you need to know
We take a look at the proposed new tax regime for super fund members with balances above $3 million, how it will work, when it may come into play, and what you should be considering now.
Webinar:Â SuperGuide members Q&A: March 2023
In this webinar super expert Garth McNally answers recent questions from SuperGuide members.
SMSF death benefits: Who are my dependents and why does it matter?
When it comes to validity for death benefit nominations, the best place to start is with the rules around ‘dependents’.
Webinar:Â Starting an account-based pension
How do you start an Account-Based Pension in an APRA-regulated fund? What about your own SMSF? This webinar will walk through the key steps and give you key tips and traps to get the best outcomes for you and your family.
Webinar:Â Estate planning considerations for SMSF members
The key issues to consider around death benefits, SMSF control and tax outcomes. What you can do and how to plan in advance.
Webinar:Â SuperGuide members Q&A: December 2022
In this webinar super expert Garth McNally answers recent questions from SuperGuide members and reviews some of the more interesting and frequently asked questions that have been sent in over 2022.
Webinar:Â Insurance inside super: Is it time for a change?
The pros and cons of holding insurance in your super fund. A look at the requirements and the alternatives.
Webinar:Â Downsizer super contributions
Garth McNally details what you need to know to get the best outcomes with Downsizer contributions, including how the eligibility rules work, plus timing, Centrelink and strategy considerations.
Webinar:Â SMSFs and borrowing: Tips and traps
Garth McNally discusses the issues you need to consider when borrowing through your SMSF.
Webinar:Â SuperGuide members Q&A: September 2022
Super expert Garth McNally answers recent questions from SuperGuide members.
Webinar:Â SMSF investment strategy
Garth McNally details what you need to have in place to meet your trustee obligations.
Webinar:Â SuperGuide members Q&A: June 2022
July 2022 brings more changes to the super rules. Super expert Garth McNally answers the most common questions from SuperGuide members about these changes.
Property development in your SMSF: What to consider
Rising property prices have seen more SMSFs move into property development, but strict rules apply.
