SMSF property loan paid off? What next?
After maximum loan terms were placed on LRBAs, many SMSFs are nearing the end of their loan and wondering about their options.
Articles by Garth McNally
How to buy a commercial property and lease it through your SMSF
Many restrictions that apply to the purchase of property via an SMSF don’t apply to commercial property. Here’s how it’s done.
SMSF property investment rules
One of the attractions of having an SMSF is the ability to invest in real property, but strict rules apply.
How can I top up my super pension?
It’s possible to contribute to super after you retire, but there are rules you
must follow if you want to use these contributions to top up your pension account.
SMSFs reserves: What are the rules?
Reserves can be a useful tool for SMSF trustees, but the ATO takes a dim view of anything that looks like tax avoidance.
What happens to my TTR when I turn 65?
When you turn 65 a number of things happen to your transition to retirement pension – mostly good but there are traps to avoid.
Q&A: How is an SMSF member’s Total Super Balance calculated?
Q: How is the Total Superannuation Balance calculated for each individual member for an SMSF on June 30th of the previous year?
Transfer Balance Cap indexation: Opportunities for SMSF members?
The amount you can get into a super pension is about to increase,
presenting some useful strategies for existing and prospective retirees.
Can my SMSF invest in gold?
Gold investments come in many forms, so SMSF trustees should understand the pros and cons, and compliance issues, with each.
What happens if I don’t pay the minimum pension from my SMSF?
Now updated with a handy video guide. Adverse tax and compliance outcomes can occur if you fail to take your minimum pension payment each year. Don’t get caught due to poor SMSF administration.
Where are we now? Pending and recent superannuation changes
While some super reforms are on the way, other proposed changes may struggle to get across the line before the upcoming federal election.
SMSFs: Legacy pension relief at long last
Proposed changes to legacy pensions will make it much easier to switch to newer, more flexible products without some of the previous hurdles and restrictions.
Your SMSF calendar for 2025
Forewarned is forearmed, as they say, so why not download our 2025 SMSF calendar to ensure you don’t miss any crucial dates, deadlines or opportunities in the year ahead.
Q&A: How can we reduce the super death tax for our beneficiaries?
Two member questions that explore how to use the recontribution strategy to reduce the super death tax payable by beneficiaries.
Q&A: Can I move my pension to another provider?
Q: I’m drawing a pension from an account-based pension fund. Can that account be moved or switched to another better provider? If so, what is involved?
SMSFs: Running multiple pensions for the one member
Running multiple pensions from the one SMSF can be extremely beneficial. From tax planning to estate planning, there is a lot to consider!
SMSFs: What are the lump sum withdrawal rules?
Do you know the difference between pension payments and lump sums? The process for taking a lump sum from your accumulation account or your pension account?
Q&A: I’m 63. Can I start a transition-to-retirement pension if I quit one of my jobs?
Q: I am currently 63 and I work 4 days a week as a receptionist in a doctor’s surgery. I also work 2 days a week in the local chemist. Can I commence a TTR once I cease my role at the chemist shop?
