Accessing super: Reaching age 65
Once you turn 65 the last barriers to dipping into you super come down, even if you’re not ready to retire.
Articles by Barbara Drury
How to read a super fund PDS
Are you and your super fund a perfect match? All will be revealed in your fund’s product disclosure statement.
Latest Choice super heatmap shows progress but fees remain high
Super funds that allow member choice improved their performance overall in the year to June 2022 but high fees persist, especially for Choice funds closed to new members.
How to compare super funds in 7 easy steps
Comparing super funds may not seem very exciting, but getting into a quality fund that meets your needs could be one of the best things you do for your retirement.
Can I get free financial advice?
The best things in life are free, but is financial advice one of them? Find out the possibilities.
Low Income Tax Offset (LITO): How it works
Low-income earners may be eligible to reduce their tax bill by as much as $700, without lifting a finger. Check our guide to who’s eligible and for how much.
What to teach your (big) kids about super
If your kids are old enough to have scored their first fulltime or part-time job, now’s the time to pass on everything you wish you’d known about super at their age.
Accessing super: Ceasing employment after 60
One of the milestones in your super journey is reached when you turn 60 and can access your super tax free, under certain conditions.
SMSFs and insurance: Rules and considerations
There are pros and cons to weigh up before you purchase insurance through your SMSF, so it’s important to understand the rules.
What government services are available for older Australians?
With the cost of living on the rise, it’s worth making the most of the government discounts and services for older Australians in your state or territory.
Common ‘myth-conceptions’ about retirement income
Many retirees live more frugally than necessary for fear their money will run out, but what if their worries are unfounded? We explore this and other common misconceptions.
Financial advice: We want it, but cost is an issue
With the cost of living on the rise, Australians are concerned about their finances but can’t find the advice they need at a cost they are willing to pay.
Is an SMSF right for you?
SMSFs have many fine qualities, but they’re not for everyone. Before you leap in, it’s important to weigh up the costs and benefits for your personal situation.
Retirement income rules of thumb: Do they measure up?
Working out how much income you will need in retirement is no easy task, but some simple rules of thumb may provide an estimate to start the planning process.
What are the different types of super funds?
Choosing an excellent super fund can make a big difference to your retirement outcomes. The first step is an understanding of the five broad categories of funds on offer.
2022 year in review, 2023 year in preview
After a year dominated by rising inflation and interest rates, war in Ukraine and negative returns, investors will be hoping for a soft landing in the year ahead.
Latest MySuper heatmap highlights best and worst performers
APRA’s blowtorch, in the form of its MySuper Heatmap, appears to be working, with fewer funds underperforming or exiting the industry in 2022.
How much super do you need to set up an SMSF?
It’s a debate that never entirely goes away, but there’s a growing body of research that indicates you may not need as much to start your own super fund as previously thought.
