Key superannuation rates and thresholds for 2024-25
A new financial year brings updated thresholds for a range of super measures. Take a look at the new numbers to check for opportunities.
Articles by Barbara Drury
How retirees are using home equity to boost income
Cost of living pressures are expected to fuel growth in reverse mortgages as retirees look for ways to top up their income.
How does your super affect the Age Pension?
The amount of Age Pension you are eligible to receive in retirement is means tested, with super among the assets included. This is how it’s assessed.
What is a self-managed super fund (SMSF)?
SMSFs are a popular choice for people who want more flexibility and control over their retirement savings, but they’re not for everyone so be sure to understand what’s involved.
Retirement planning for couples
Planning for retirement as a couple offers opportunities to maximise your retirement income from super along with tax and estate planning benefits, but there can also be added complexity.
SMSF setup guide: 9 steps you need to follow
SMSFs offer more control than other super funds, but strict rules apply. Follow our 9-step guide to ensure your fund complies with all your legal obligations from the outset.
Multigenerational SMSFs: Benefits and pitfalls
Now that SMSFs can have up to six members, it makes it easier to bring the whole family into the super fold, but it’s important to look before you leap.
SMSF audits: Fees and guidelines
An annual audit is one of the necessary tasks associated with running an SMSF, but it can save trustees from inadvertent and costly breaches of the rules.
What is the DVA (Department of Veterans’ Affairs) Service Pension?
The Service Pension provided similar benefits to the Age Pension for veterans, their partners and widow(er)s, but the eligibility requirements are different, as you would expect.
The taper trap: Super and the Age Pension means test
The way super intersects with the Age Pension has a big impact on retirees with ‘middling’ super balances, but it’s important not to fixate on short-term pension entitlements at the expense of long-term financial security.
Asset valuation guidelines for SMSFs
There’s no getting around regular asset valuations for your SMSF, and it needs to be done by the book.
Franked dividends and franking credits for SMSFs
While interest rates have lifted off their historic lows, franked dividends from shares are still a happy hunting ground for income-seeking investors.
SMSFs and financial advice: A matter of cost and trust
The number of SMSF trustees who have unmet advice needs is growing, but upcoming reforms and new technology offer the prospect of improved affordability and access.
Have you got an exit plan? The importance of estate planning
Older Australians are wealthier than ever before, so careful estate planning is crucial if you want your super and other assets to be distributed in line with your wishes.
How to get ready for retirement if you own a business
It can be easy to put off retirement planning when you are caught up in the demands of running your own business, but it pays to plan ahead if you want to make the most of all your hard work.
Retiring soon? Here are 5 questions you need to answer first
There’s a lot to think about in the run-up to retirement, from where your income will come from to where you’ll live, but answering these questions should help you prepare.
Passive versus active: Which investment style is best?
As the debate over passive vs active investing continues, both have their place in SMSF portfolios, depending on your financial goals and risk tolerance.
2023 year in review, 2024 year in preview
Last year investment markets surprised on the upside, with a late surge in shares and bonds and a resilient residential property market. So what’s in store for 2024?
