Minimum pension drawdown rates (2024–25) and calculator
Retirees with an account-based super pension are required to withdraw a minimum amount each year. This is how it’s calculated.
Articles by Barbara Drury
Are pension withdrawal rates safe?
Retirees often regard the government-mandated minimum withdrawal rates for their super pension as a default maximum, so how are these rates set and should you consider withdrawing more?
Super funds of the year awards: Best super funds for 2024-25
After a major overhaul of its fund offerings and member services, Aware Super has been awarded the best overall fund by the two major ratings groups, SuperRatings and Chant West.
Selecting a retirement income calculator
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to look out for.
Pension fund of the year 2024-25: What makes a winner?
UniSuper’s focus on member services as well as superior returns has earned it SuperRatings’ latest award for the top retirement offering.
Which super funds offer income for life?
It’s been a long time coming, but more super funds are now, or soon will be, offering retirement products that reduce the risk of outliving your savings. Here’s what’s on offer.
Super fund performance: Monthly returns to September 2024
Super funds extended their winning streak in September, with Growth funds returning 8.6% for the first nine months of the 2024 calendar year.
Super fund performance reckoner: Monthly returns for 5 investment categories
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
How do SMSFs invest?
If you run your own SMSF, have you ever wondered where other SMSFs or mainstream funds invest their money? This is how.
SMSF trust deeds: Rules, guidelines and updates
Your SMSF trust deed is your fund’s most important legal document, so it pays to get it right from the outset and to carry out regular health checks.
Which super funds accept transfers from KiwiSaver accounts?
If you have savings in a KiwiSaver account, you can voluntarily transfer them to an Australian super fund under the provisions of a Trans-Tasman Retirement Savings Portability scheme that was introduced on 1 July 2013.
SMSF investment: 20 most popular LICs/LITs
They may have lost ground to newer investment products such as ETFs, but listed investment companies and trusts are still prized by many SMSF investors.
SMSF investment: 20 most popular managed funds
Despite the inroads made by ETFs in recent years, traditional managed funds remain popular with SMSFs seeking easy access to global shares and fixed interest.
SMSF investment: 20 most popular international shares
While the number of SMSFs investing directly in global shares is still relatively small, the booming tech sector is attracting an increasing number of those that do.
SMSF investment: 20 most popular Australian shares
SMSF investors continued their love affair with dividend-paying Australian shares in the year to June 2024, with all the usual suspects in the top 20.
SMSF investment: 20 most popular ETFs
ETFs were the fastest growing asset class among SMSF investors in the year to June 2024, with a surge of inflows to international shares driven by booming tech stocks.
Location the missing ingredient in retirement planning
When you start planning your retirement, where you live can be just as important as your super balance and have an even bigger impact on your quality of life.
How do tax-deductible superannuation contributions work?
Making a tax-deductible super contribution can be a great way to boost your retirement savings. Find out whether they could be the right strategy for you.
