SuperGuide
Superannuation and retirement planning information
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride as I review my situation over the coming months.
Size can be an advantage when it comes to economies of scale and investment clout, but big is not always better.
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future.
If your fund is involved in a merger, don’t panic. You could end up better off, but you do need to make sure your new fund is still a good fit.
Inheriting your spouse’s super in retirement needs careful planning to ensure you make the most of the tax-free pension phase without exceeding your limit.
Now that the stage 3 tax cuts are law, most Australians will receive a tax cut in 2024-25. Until then, existing income tax rates and thresholds apply.
Age Pension rates increased on 20 March 2025. This article also explains how the Age Pension works, and includes the latest Age Pension rates for residents, non-residents, and the transitional Age Pension.
In our reckoner below you can view the median monthly investment returns for 5 superannuation investment options going back to January 2016.
Many Australians who admit they need financial advice are reluctant to get it due to the perceived cost, but are they right? We look at what’s available and what it costs.
The Trump bump turned into a slump in February, as global market volatility dented super fund returns.
Pension fund returns exceeded minimum withdrawal rates for most retirees in 2024, providing a buffer against volatile times ahead.
The good news is you probably don’t need anywhere near the $1 million often touted to retire in the style to which you have become accustomed. Here’s how to set your savings target.
While lagging the performance of large super funds some years, SMSFs have outperformed them over the longer term.
Given the complexity of super and how it interacts with the Age Pension, it’s not surprising that misunderstandings abound. So let’s bust a few myths.
We’ve done the digging to help you make the most of what your super fund has to offer.Australia’s biggest super funds are getting even bigger, thanks to a spate of mergers and organic growth.
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
