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SuperGuide – Superannuation and retirement planning information

Supercharge your retirement

Join thousands of Australians who are taking control of their superannuation and making their retirement goals a reality.

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4.7

Based on 77 reviews

Latest features

    EOFY: Getting your SMSF in order

    EOFY: Getting your SMSF in order

    If you want to get your SMSF shipshape for June 30, then get cracking now.
    Divorce and superannuation: How it works

    Divorce and superannuation: How it works

    Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
    Super news for April 2025

    Super news for April 2025

    Super funds’ cybersecurity alert, ‘Stay calm’ amid market storm, Death benefits handling under fire, Financial advice reforms, ASIC scam alert.
    Super fund performance: Monthly returns to March 2025

    Super fund performance: Monthly returns to March 2025

    President Trump’s tariff chaos continued to wreak havoc on global share markets in March, putting a dent in super fund returns although they remain positive for the financial year to date.
    Super pensions: Trends in payment frequency, flexibility, fees and more

    Super pensions: Trends in payment frequency, flexibility, fees and more

    Despite calls for more innovative pension products, most super funds are tinkering around the edges of their retirement offerings.
    Super news for May 2025

    Super news for May 2025

    Labor’s super to-do list, Financial advisers urge further reforms, In-house SMSF auditors warned, Transfer balance cap to rise, Future Fund performance.
    Case study: When can I afford to retire?

    Case study: When can I afford to retire?

    It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years.
    The 7 biggest super mistakes – and how to avoid them

    The 7 biggest super mistakes – and how to avoid them

    Where super is concerned, small mistakes or oversights can have big financial consequences so it pays to nip them in the bud.
    My retirement planning diary (Part 2): My super fund-amentals

    My retirement planning diary (Part 2): My super fund-amentals

    After deciding I would retire this year, volatile global markets have forced me to review my plans. In part 2 of this series, I review my super investments and my approach to risk.
    EOFY: Getting your SMSF in order

    EOFY: Getting your SMSF in order

    If you want to get your SMSF shipshape for June 30, then get cracking now.
    Divorce and superannuation: How it works

    Divorce and superannuation: How it works

    Super is an increasingly important marital asset and one that should not be overlooked when couples divorce.
    Super news for April 2025

    Super news for April 2025

    Super funds’ cybersecurity alert, ‘Stay calm’ amid market storm, Death benefits handling under fire, Financial advice reforms, ASIC scam alert.
    Super fund performance: Monthly returns to March 2025

    Super fund performance: Monthly returns to March 2025

    President Trump’s tariff chaos continued to wreak havoc on global share markets in March, putting a dent in super fund returns although they remain positive for the financial year to date.
    Super pensions: Trends in payment frequency, flexibility, fees and more

    Super pensions: Trends in payment frequency, flexibility, fees and more

    Despite calls for more innovative pension products, most super funds are tinkering around the edges of their retirement offerings.
    Super news for May 2025

    Super news for May 2025

    Labor’s super to-do list, Financial advisers urge further reforms, In-house SMSF auditors warned, Transfer balance cap to rise, Future Fund performance.
    Case study: When can I afford to retire?

    Case study: When can I afford to retire?

    It’s a common question, and in this case study we follow one couple as they calculate the financial impact of retiring early or delaying by a few years.
    The 7 biggest super mistakes – and how to avoid them

    The 7 biggest super mistakes – and how to avoid them

    Where super is concerned, small mistakes or oversights can have big financial consequences so it pays to nip them in the bud.
    My retirement planning diary (Part 2): My super fund-amentals

    My retirement planning diary (Part 2): My super fund-amentals

    After deciding I would retire this year, volatile global markets have forced me to review my plans. In part 2 of this series, I review my super investments and my approach to risk.
    EOFY: Getting your SMSF in order

    EOFY: Getting your SMSF in order

    If you want to get your SMSF shipshape for June 30, then get cracking now.

How super works

How carry-forward (catch-up) super contributions work

How carry-forward (catch-up) super contributions work

When can I access my super? All conditions of release explained

When can I access my super? All conditions of release explained

Transfer balance cap (TBC) for super pensions: How it works

Transfer balance cap (TBC) for super pensions: How it works

How to make the most of your super contributions

How to make the most of your super contributions

In your 50s or younger? The super rules that apply to you

In your 50s or younger? The super rules that apply to you

Your tax guide to accessing your super under age 60

Your tax guide to accessing your super under age 60

A super guide to the bring-forward rule

A super guide to the bring-forward rule

Super rules Contributing to super Accessing super Super and tax Super tips and strategies

YOUR TRUSTED, INDEPENDENT SUPERANNUATION GUIDE

4.7

Based on 77 reviews

    “The go-to resource for all superannuation and retirement information.”

    Becky Soans

    “An excellent source to use for retirement planning.”

    Rick McClusky

    “High quality, in-depth analysis and guidance on superannuation strategies.”

    David Moroney

Super funds

How super fund fees impact your net returns

How super fund fees impact your net returns

Super fund performance: Monthly returns to March 2025

Super fund performance: Monthly returns to March 2025

Best performing pension funds: Balanced category (41–60%)

Best performing pension funds: Balanced category (41–60%)

Best performing super funds: Growth category (61–80%)

Best performing super funds: Growth category (61–80%)

Super fund performance over 32 calendar years (to December 2024)

Super fund performance over 32 calendar years (to December 2024)

Super and pension fund performance: Where does your fund rank?

Super and pension fund performance: Where does your fund rank?

Super funds of the year awards: Best super funds for 2024-25

Super funds of the year awards: Best super funds for 2024-25

Best performing super funds Best performing pension funds Super investing strategies

Make the switch to a top performing super fund

Compare more than 50 Australian super funds for free, including multi-year returns and fees

Compare super funds

SMSFs

Writing your SMSF investment strategy (including templates)

Writing your SMSF investment strategy (including templates)

SMSFs: What are the lump sum withdrawal rules?

SMSFs: What are the lump sum withdrawal rules?

TBAR: Transfer balance account reporting for SMSFs

TBAR: Transfer balance account reporting for SMSFs

SMSF investment: 20 most popular ETFs

SMSF investment: 20 most popular ETFs

How to boost your SMSF balance with contributions reserving

How to boost your SMSF balance with contributions reserving

What on earth is an in specie transfer?

What on earth is an in specie transfer?

SMSFs: How to start a pension

SMSFs: How to start a pension

SMSFs for beginners SMSF investing SMSF pensions SMSF strategies SMSF checklists

What makes SuperGuide different

For the last 15 years we’ve been uniquely placed to help Australians make the most of their superannuation and achieve their retirement goals

We’re independent

We’re funded by you, our members, so have no hidden agenda. You can trust our unbiased guides to help you maximise your retirement savings.

We’re experts

Our team of super and finance experts share insights and simple steps you can make to take control of your super and achieve your retirement goals.

We’re comprehensive

With an extensive library of easy-to-follow guides, SuperGuide has everything you need to navigate the complexities of super and retirement.

Retirement planning

How much super do I need to retire?

How much super do I need to retire?

What to do if the market tanks and you’re retired, or close to it

What to do if the market tanks and you’re retired, or close to it

How to plan for your retirement

How to plan for your retirement

Retirement income rules of thumb: Do they measure up?

Retirement income rules of thumb: Do they measure up?

How long you can expect to live and what it means for your super

How long you can expect to live and what it means for your super

Can I get free financial advice?

Can I get free financial advice?

How much can I afford to spend in retirement?

How much can I afford to spend in retirement?

Getting started Retirement planning strategies Retirement calculators Case studies Preparing for retirement

Make your retirement goals a reality

Join SuperGuide, Australia’s most trusted guide to superannuation and retirement planning

  • Independent expert guidance
  • Super and pension fund rankings
  • Up-to-date coverage
  • Calculators and other tools
  • Ad-free articles
  • Monthly newsletters and webinars
Learn more

In retirement

Common ‘myth-conceptions’ about retirement income

Common ‘myth-conceptions’ about retirement income

Age Pension calculator (March 2025 update)

Age Pension calculator (March 2025 update)

How to maximise your Age Pension

How to maximise your Age Pension

Commonwealth Seniors Health Card: Eligibility and how to apply

Commonwealth Seniors Health Card: Eligibility and how to apply

Can I return to work after I access my super?

Can I return to work after I access my super?

Minimum pension drawdown rates (2024–25) and calculator

Minimum pension drawdown rates (2024–25) and calculator

How does your super affect the Age Pension?

How does your super affect the Age Pension?

Income from super Age Pension Work and other income Seniors concessions Estate planning

Popular features

  • Webinars
  • Calculators
  • How-to guides
  • Q&As
Webinar: SuperGuide members Q&A: June 2025

Webinar: SuperGuide members Q&A: June 2025

Webinar: 2025 year-end superannuation tips and traps

Webinar: 2025 year-end superannuation tips and traps

Webinar: When can I access my super? All conditions of release explained

Webinar: When can I access my super? All conditions of release explained

Webinar: SuperGuide members Q&A: March 2025

Webinar: SuperGuide members Q&A: March 2025

Age Pension calculator (March 2025 update)

Age Pension calculator (March 2025 update)

How to boost your spouse’s balance and make the most of super caps (including calculator)

How to boost your spouse’s balance and make the most of super caps (including calculator)

Minimum pension drawdown rates (2024–25) and calculator

Minimum pension drawdown rates (2024–25) and calculator

How the government co-contribution scheme works (including calculator)

How the government co-contribution scheme works (including calculator)

How myGov can help you keep track of your super

How myGov can help you keep track of your super

How to boost your spouse’s balance and make the most of super caps (including calculator)

How to boost your spouse’s balance and make the most of super caps (including calculator)

How do tax-deductible superannuation contributions work?

How do tax-deductible superannuation contributions work?

How to make your super more socially aware

How to make your super more socially aware

Q&A: What to consider with unused concessional contribution tax claims?

Q&A: What to consider with unused concessional contribution tax claims?

Q&A: I have over $3m in super so should I now consider a recontribution strategy?

Q&A: I have over $3m in super so should I now consider a recontribution strategy?

Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?

Q&A: What are the pros and cons of entering pension phase with accumulated losses for capital gains?

Q&A: I’m over 75. Can I make a super contribution?

Q&A: I’m over 75. Can I make a super contribution?

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SuperGuide is Australia’s leading superannuation and retirement planning website.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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4.7

Based on 77 reviews

Address
Level 23, 520 Oxford St, Bondi Junction, NSW 2022
Phone
1800 955 753

Disclaimer

All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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